FIRE Path vs Compound

FIRE Path is the most complete financial independence planner on iPhone. Enter your accounts, income, and spending, then watch your path to early retirement come into focus. YOUR FI NUMBER, CALCULATED FROM YOUR REAL LIFE Most FIRE calculators use guesswork. FIRE Path builds your projection from your actual salary, RSU vesting schedule, 401(k) contributions, Roth IRA, taxable accounts, home equity, and spending, then calculates exactly when you hit financial independence. FOUR PATHS TO FREEDOM Switch between Standard FIRE, Barista FIRE, Coast FIRE, and Lean FIRE with a tap. See how cutting your spending, picking up part-time work, or letting compound growth do the heavy lifting changes your timeline. STRESS-TEST YOUR PLAN - Monte Carlo simulation: Run 1,000+ market scenarios and see the probability your money lasts 30, 40, or 50 years - Historical backtesting: Test your plan against every market cycle from 1871 to present. Would your strategy have survived the Great Depression? The dot-com crash? The 2008 crisis? - Withdrawal strategy modeling: Compare the 4% rule, Guyton-Klinger guardrails, variable percentage withdrawal, and more THE ADVANCED TOOLS SERIOUS PLANNERS NEED - Roth conversion ladder planner: Optimize year-by-year conversions to fill tax bracket headroom before RMDs hit - Social Security optimizer: Compare claiming at 62, 67, or 70 with spousal benefit coordination - ACA healthcare subsidy modeling: Find the income level that maximizes your marketplace subsidy before Medicare kicks in - Withdrawal order optimizer: Tax-efficient drawdown sequence across taxable, tax-deferred, and Roth accounts - IRMAA planner: Avoid Medicare premium surcharges with income-aware retirement projections - Mega backdoor Roth: Model after-tax 401(k) contributions and in-plan Roth conversions - Phased spending: Set different spending levels for go-go years, slow-go years, and no-go years TRACK EVERYTHING IN ONE PLACE Net worth, asset allocation, savings rate, emergency fund coverage, debt payoff timelines, 529 college projections, RSU vesting with live stock prices, and home equity — all in one clean dashboard. ON-DEVICE AI ASSISTANT Ask your AI anything: "How much do I need to retire at 45?" "What happens if I take Social Security early?" "What's my ACA cliff?" It knows your full financial picture and answers with your actual numbers. BUILT FOR PRIVACY All data stays on your device and syncs privately via iCloud. No accounts to create. No data sold. Face ID protection available. ALSO INCLUDES - What-If scenario builder, model job changes, windfalls, early retirement dates - Full federal + state tax engine (all 50 states) - iOS Home Screen widgets - Dark mode

Compound interest is the eighth wonder of the world. Compound makes you feel it. Type in a starting amount, what you deposit (daily, weekly, monthly, quarterly or yearly) and an interest rate. Compound instantly plots your wealth curve on a beautiful interactive chart. Hold the chart and scrub through the years to watch your money grow. THE MOMENT THAT CHANGES EVERYTHING Compound finds your crossover year: the year your interest starts earning more than everything you put in. From that point on, your money works harder than you do. BUILT FOR CLARITY - Interactive growth chart with invested vs. interest, with haptic scrubbing - Full breakdown table, per year or per month - Effective rate (APY), time to double, and what your money earns per day - Inflation mode: see every amount in today's purchasing power - Growing deposits: model a yearly raise on your contributions - Compounding per day, week, month, quarter or year WHAT IF... ...you had put your exact plan into Bitcoin, gold, the S&P 500 or a savings account, starting 5 or 10 years ago? A dose of perspective, based on approximate historical returns. For perspective only; past performance says nothing about the future. SCENARIOS Save any plan, compare them head to head on one chart, and swipe to clean up. Your pension plan vs. your house fund vs. your FIRE dream. STAY ON TRACK Optional monthly wealth check on the 1st of every month: open the app and see what compounding did while you slept. 21 CURRENCIES Dollar, euro, pound, yen and more. PRIVATE BY DESIGN No account. No tracking. Everything stays on your device. Compound does not provide financial advice. Projections are mathematical illustrations based on the numbers you enter.