Comparison

Outflow vs Subly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Outflow

Track recurring expenses without linking bank accounts. Get timely reminders for renewals and view your spending breakdown by category. Offers on-device intelligence for effortless entry and prioritizes user privacy.

Highlights
  • No bank linking required
  • Recurring expense tracking
  • Renewal reminders
  • Spending breakdown by category
  • On-device intelligence for entry
  • Privacy-focused design
Features
Read full description

Outflow gives you complete clarity over your recurring spending — without surrendering your bank login, your data, or yet another monthly fee. NEW IN 5.0 — BUILT FOR iOS 27 Outflow can now find forgotten subscriptions in the transactions already stored on your iPhone, using Apple's FinanceKit. You choose which accounts it may look at, nothing leaves your device, and you are never asked for a bank login. It is opt-in — turn it on in Settings. Availability depends on your region and iPhone. SHARE WITH YOUR HOUSEHOLD Share chosen subscriptions with a partner over iCloud and split what each of you pays, so a joint bill counts towards your total by your share only — instead of being recorded twice in two apps and inflating both. Everything you don't share stays private to you. TRACK WHAT COMES IN A spending total is only half the picture. Track a salary, freelance work, rent or a pension alongside what you pay out, and see your real net position. No bank login needed: recurring income is predictable, so you enter it once. KNOW EXACTLY WHAT YOU PAY See your true monthly and yearly outflow at a glance, with a clean breakdown of where the money goes by category. NEVER MISS A RENEWAL Get a reminder before every renewal — same day, a day before, or up to a week ahead. No more surprise charges or forgotten free trials. CANCEL WITHOUT THE RUNAROUND Deciding to cancel is the easy part — finding where is not. Open any subscription, tap Cancel, and Outflow tells you what you'd save over a year, then takes you straight to the right page for that service. If it's billed by Apple, it says so, because deleting an app never stops those payments. Outflow then keeps a running total of what cancelling has saved you, growing every month (Pro). EFFORTLESS ENTRY, NO BANK LINKING Other trackers want your bank credentials. Outflow doesn't. Paste a receipt — or pick a screenshot or PDF of one — and on-device intelligence fills in the name, price and billing cycle for you. Or pick from a catalog of popular services and add one in seconds. PRIVATE BY DESIGN Everything stays on your iPhone. No account, no server, no analytics, no tracking. The App Store privacy label says "Data Not Collected" because there is genuinely nothing collected. SIRI & SHORTCUTS Ask Siri what's renewing soon or what your monthly total is, and add subscriptions by voice. ONE PURCHASE, YOUR WHOLE FAMILY Outflow Pro is a single one-time purchase, and it covers up to six family members through Family Sharing — each with their own private list on their own device. No family plan, no second subscription, no per-seat fee. FIND WHAT YOU'VE FORGOTTEN Nearly nine in ten people underestimate what they spend on subscriptions, and two in five have forgotten one entirely while still being charged. Outflow walks you through the four places they hide — your Apple Subscriptions, a bank statement, your receipt emails, and a list of the services people most often forget — and ends with the honest number: what you actually pay a year. No bank login, and nothing leaves your iPhone. PAY ONCE. OWN IT FOREVER. Outflow is free for up to 5 subscriptions, with reminders, totals and Siri included. Outflow Pro — unlimited subscriptions, Smart Paste, category insights, price-rise history and CSV export — is a single one-time purchase. A subscription tracker should never be a subscription. • On iPhone, iPad and Mac — a calm, big-screen layout with a sidebar • Skip a payment (free week, paused delivery) and your totals adjust • Track any billing cycle: weekly, monthly, quarterly, every 6 months, yearly • Cancelled subscriptions stay in your list with their history intact • Price-rise history shows when a service hiked its price • Export everything to CSV — your data is yours • Beautiful native design, light and dark

About

Subly

Track your monthly subscription spending and receive timely renewal reminders to avoid unexpected charges. Easily add services, view total costs, and access cancellation guides for over 200 providers. Offers a private and ad-free experience.

Highlights
  • Subscription spending overview
  • Renewal reminders
  • AI bill scanning
  • Cancellation guides
  • Local currency cost display
  • Family sharing
Features
Read full description

How much are you really spending on subscriptions each month? Subly answers that in one glance — and reminds you before every renewal, so a forgotten trial never becomes a surprise charge again. No bank login. No card linking. Just a calm, private home for every subscription you pay for — from Netflix and Spotify to ChatGPT, iCloud, and 200+ more. WHY SUBLY • See your true monthly and yearly total, updated as you add each service • Get one friendly reminder 3 days before any charge — never at the last second • Snap a bill and let AI fill in the price, billing cycle, and renewal date • Know the real local-currency cost of subscriptions billed in USD or EUR • Follow step-by-step cancel guides for 200+ services when you're ready to let one go CALM BY DESIGN Subly will never guilt-trip you or shout about your spending. It shows you the numbers, clearly, and lets you decide. No ads. No clutter. No dark patterns. PRIVATE BY DEFAULT We don't ask for your bank, your card, or your transaction history — because tracking subscriptions doesn't require any of it. Your data stays yours. EVERYTHING IN ONE PLACE • Home — your month total, next payment, and full subscription list • Calendar — see every renewal across the month at a glance • Insights — where your money goes, by category, with FX impact • Family — share a subscription stack with up to 5 people SUBLY PRO Upgrade for unlimited subscriptions, unlimited Snap & Track, family mode, advanced insights, and every theme. Start with a free trial; cancel anytime. Take back control of your subscriptions — calmly. Download Subly and add your first one in under a minute. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Outflow4 screens
Subly4 screens

Verdict

The call

The clearest difference is review sentiment: Outflow at 100% against Subly's 0%. Outflow also leads on rating (5.0 vs 1.7) and ads (none vs shown). Subly's advantage is ratings volume (3 vs 1). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Outflow sells 1 one-off in-app purchase and Subly sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Outflow holds the better App Store score, 5.0 against 1.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 100% of Outflow's written reviews are positive against 0% of Subly's.

UpkeepUpdate frequency

Outflow ships an update every 3 days, Subly every 10 days. The most recent releases landed on September 29, 2026 and September 26, 2026 respectively.

Scorecard5 real differences · 5 level
Outflow versus Subly: the parameters behind the verdict, then further details
ParameterOutflowSubly
PriceFreeFree
Rating5.0 (1 ratings) — better1.7 (3 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings13 — better
Update frequencyEvery 3 days — betterEvery 10 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size9 MB6 MB
Age rating4+12+
DeveloperAndy MesaMuhammed Furkan KUCUK

Customer experience

Outflow

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subly

All ratings3 ratings
Positive0.0%
Neutral33.3%
Negative66.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

1 purchases

Outflow

One-time1
  • Outflow Pro$4.99
3 purchases

Subly

Subscriptions2
  • Subly Pro – Monthly$3.991 Month
  • Subly Pro – Yearly$24.991 Year
One-time1
  • Subly Pro – Lifetime$69.99

Questions

Is Outflow free?
Outflow is free to download, with in-app purchases available.
Is Subly free?
Subly is free to download, with in-app purchases available.
Which has better reviews, Outflow or Subly?
Outflow is rated higher. Outflow averages 5.0 out of 5 from 1 ratings, while Subly averages 1.7 from 3 ratings.
Do Outflow or Subly have ads?
Subly shows ads; Outflow does not.
Which is updated more often, Outflow or Subly?
Outflow ships an update every 3 days, and Subly every 10 days. Most recently, Outflow was updated on September 29, 2026 and Subly on September 26, 2026.

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