Comparison

Spendimate vs Subly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendimate

Features
Read full description

Spendimate helps you track expenses without the usual effort. Just type, speak, or snap what you bought, and the app uses AI to suggest an estimated price and category. You can edit everything before saving, but you do not have to start from scratch every time. It is designed for people who want to understand where their money goes, without obsessing over every cent. Track purchases, see categories, review monthly summaries, and get simple insights into your spending habits. Spendimate is not strict budgeting. It is easy, approximate expense tracking that you might actually stick with.

About

Subly

Track your monthly subscription spending and receive timely renewal reminders to avoid unexpected charges. Easily add services, view total costs, and access cancellation guides for over 200 providers. Offers a private and ad-free experience.

Highlights
  • Subscription spending overview
  • Renewal reminders
  • AI bill scanning
  • Cancellation guides
  • Local currency cost display
  • Family sharing
Features
Read full description

How much are you really spending on subscriptions each month? Subly answers that in one glance — and reminds you before every renewal, so a forgotten trial never becomes a surprise charge again. No bank login. No card linking. Just a calm, private home for every subscription you pay for — from Netflix and Spotify to ChatGPT, iCloud, and 200+ more. WHY SUBLY • See your true monthly and yearly total, updated as you add each service • Get one friendly reminder 3 days before any charge — never at the last second • Snap a bill and let AI fill in the price, billing cycle, and renewal date • Know the real local-currency cost of subscriptions billed in USD or EUR • Follow step-by-step cancel guides for 200+ services when you're ready to let one go CALM BY DESIGN Subly will never guilt-trip you or shout about your spending. It shows you the numbers, clearly, and lets you decide. No ads. No clutter. No dark patterns. PRIVATE BY DEFAULT We don't ask for your bank, your card, or your transaction history — because tracking subscriptions doesn't require any of it. Your data stays yours. EVERYTHING IN ONE PLACE • Home — your month total, next payment, and full subscription list • Calendar — see every renewal across the month at a glance • Insights — where your money goes, by category, with FX impact • Family — share a subscription stack with up to 5 people SUBLY PRO Upgrade for unlimited subscriptions, unlimited Snap & Track, family mode, advanced insights, and every theme. Start with a free trial; cancel anytime. Take back control of your subscriptions — calmly. Download Subly and add your first one in under a minute. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendimate4 screens
Subly4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendimate at none against Subly's 3. Spendimate also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subly sells 3 in-app purchases, starting at $3.99 per month. Spendimate asks for nothing beyond the download.

UpkeepUpdate frequency

Spendimate ships an update every 5 days, Subly every 10 days. The most recent releases landed on September 17, 2026 and September 26, 2026 respectively.

Scorecard2 real differences · 8 level
Spendimate versus Subly: the parameters behind the verdict, then further details
ParameterSpendimateSubly
PriceFreeFree
Rating—1.7 (3 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 5 days — betterEvery 10 days
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size3 MB6 MB
Age rating4+12+
DeveloperSlavenko MiljicMuhammed Furkan KUCUK

In-app purchases

None

Spendimate

No in-app purchases

3 purchases

Subly

Subscriptions2
  • Subly Pro – Monthly$3.991 Month
  • Subly Pro – Yearly$24.991 Year
One-time1
  • Subly Pro – Lifetime$69.99

Questions

Is Spendimate free?
Spendimate is free to download, with no in-app purchases.
Is Subly free?
Subly is free to download, with in-app purchases available.
Do Spendimate or Subly have ads?
Subly shows ads; Spendimate does not.
Which is updated more often, Spendimate or Subly?
Spendimate ships an update every 5 days, and Subly every 10 days. Most recently, Spendimate was updated on September 17, 2026 and Subly on September 26, 2026.

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