Ibils vs Expense Tracker

Ibils is an expense tracker for daily money. Snap a receipt photo or type a quick chat note — Ibils reads the amount, category, and store, you just check before it saves. Write it in chat Type "lunch 75k BCA" — amount, wallet, and category sort themselves out. Scan receipts Photo or forward a receipt to the AI. You review the total, store, and items before saving. Budgets per category See which one runs high before the money's gone. Bills and debt Due dates, payoff plans, saving goals, invoices — kept next to the money they affect. Track investments Holdings and value beside daily cashflow. No trading, no promised returns. Separate books Personal, family, business, project — with reports, split bills, and invoices. Ibils doesn't move money, place trades, promise investment results, or replace professional financial advice. Payment will be charged to your Apple Account at confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ibils-savy.com/privacy

Tally is a high-speed, local-first personal expense tracker, smart receipt scanner, and bank statement reconciler designed to give you clarity and control over your finances—with zero friction and uncompromising privacy. KEY FEATURES: INSTANT ON-DEVICE RECEIPT SCANNER Snap paper receipts, grocery bills, or restaurant orders. Tally's on-device neural OCR extracts merchant names, dates, amounts, itemized breakdowns, and 9% Singapore GST directly on your device in seconds—no internet connection required. BANK E-STATEMENT AUTO-RECONCILIATION Import PDF and CSV e-statements from leading banks (DBS, POSB, OCBC, UOB, and international bank exports). Tally automatically reconciles salary credits, recurring utility bills, and merchant charges, flagging duplicates and categorizing transactions in seconds. SAFE-TO-SPEND REAL-TIME ALLOWANCE Know exactly how much you can safely spend today without breaking your monthly budget or savings goals. Dynamic daily budgeting prevents overspending before payday. GOOGLE SHEETS LIVE SYNC Sync your financial records seamlessly with your personal Google Sheets. Work on your iPhone on the go, and review full sheets on your Mac or laptop anytime with automated two-way sync. REGIONAL MULTI-CURRENCY & TRAVEL FX Effortlessly track multi-currency accounts and foreign expenses across SGD, MYR, IDR, THB, USD, and 150+ ISO 4217 currencies with real-time rate normalization and travel audit trails. GROUP SPACES & SMART SPLIT BILL Share expenses with roommates, travel buddies, or family. Effortlessly split group restaurant bills with accurate itemized tax, tip, and service charge breakdowns, downloadable receipt cards, and multi-payment options (PayNow, GrabPay, Bank Transfer, QR, PayPal, Wise, Zelle). PERSONAL PAYMENT METHOD HUB Keep your bank accounts, digital wallets, and payment links organized in one place with instant 1-click import from your active wallets. Effortlessly include your payment details when sharing bills. 150+ GLOBAL CURRENCIES & DECIMAL RULES Track transactions in your local currency or while traveling abroad with automatic decimal normalization (ISO 4217) and international formatting standards. 100% PRIVATE & OFFLINE FIRST Your financial records belong to you alone. Tally works completely offline by default, requires no account creation, contains zero ads, and is protected by Apple Secure Enclave with Face ID / Touch ID. EXPORT READY FOR REIMBURSEMENT Export clean CSV sheets, XLSX spreadsheets, and expense summaries in a single tap for corporate claims, GST tax write-offs, or personal accounting. SUBSCRIPTION INFORMATION & TERMS OF USE (EULA): • Tally offers auto-renewable subscriptions (Tally Pro) for monthly and yearly plans, as well as a one-time lifetime purchase option. • Payment will be charged to your Apple ID account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Account will be charged for renewal within 24 hours prior to the end of the current period. • Subscriptions may be managed and canceled by going to your App Store Account Settings after purchase. Official Links: • Terms of Use (Standard Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://tally.msyusw.com/privacy.html