Comparison

Fincurry vs SettleUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fincurry

Features
Read full description

Fincurry is the best and simplest household expense tracker and family budget app made for Indian families. Every rupee tracked is a rupee understood. FAMILY + PERSONAL, ONE APP Use Fincurry solo, or invite family, roommates, husband/wife, or parents. Everyone in the shared group sees the same expenses, budgets, and bills. One app for personal + shared household spend — no confusing switch. LOG ANY EXPENSE IN 10 SECONDS Tap + Enter amount (in ₹) Pick a category (Rent, Kirana, Sabzi, Bijli bill, Chai, etc.) Save Optional Add-ons: Payment mode: UPI, Cash, Credit, or Debit Details: Attach a receipt photo or add a quick note Fincurry is built specifically for how Indian households actually spend. SHARED HOUSEHOLD BUDGET Set a group-wide monthly budget or per-category caps — Groceries ₹8,000, Bills ₹6,000, Rent ₹25,000. Every member sees the same running total. Gentle nudges as you approach a limit; red alerts when you cross one. Progress lives on Home. RECURRING BILL REMINDERS Rent, EMI, subscriptions, electricity, LPG, internet, DTH — set them once, get reminded before they're due, confirm with one tap. Variable bills like electricity prompt for the current amount. Skip a month if you're travelling. FAMILY VIEW Every expense a family member adds appears on your phone. Group memo, running total, category leaderboard, per-member contribution — one shared view the whole family sees. ANALYTICS BUILT FOR FAMILIES Where did the money go? Fincurry breaks down spend by category, member, and payment method. Compare month over month, spot leaks, see who contributed what. Export a monthly statement as PDF anytime. MADE FOR INDIAN FAMILIES ₹1,00,000 lakh/crore formatting. Full Hindi + English UI. IST-aware reminders. Payment methods that match how India actually pays — UPI, cash wallet, credit, debit. Understands ghar kharcha, joint household spend, EMI cycles. PERFECT FOR - Households sharing rent, groceries, bills - Roommates and PG-mates splitting shared expenses - Couples budgeting together (couples budget app) - Joint family accounts where multiple members contribute - Solo trackers who want a clean, distraction-free daily expense tracker - Parents tracking household spend in Hindi - Anyone tired of complicated spreadsheets WHAT MAKES FINCURRY DIFFERENT - Family-first design — personal + shared expenses in one app - India-first: rupee, UPI, Hindi, kirana, EMI, lakh-crore formatting - Recurring bill engine covers rent, EMI, electricity, LPG, DTH, subscriptions - Category-level analytics with monthly PDF statements - Editorial home screen with your daily quote + streak Download Fincurry today and get your household budget under control. Need help? Reach us at fincurryapp@gmail.com or WhatsApp +919590708339. Terms of Service: https://fincurry.vercel.app/p/terms Privacy Policy: https://fincurry.vercel.app/p/privacy-policy

About

SettleUp

Features
Read full description

Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly — whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES • Create groups and invite members by email in seconds • Split equally, by exact amount, by shares, or by percentage • See clear plain-language balances — who owes whom • Smart settle-up suggestions to minimize the number of payments • Custom per-group expense categories with icons • Full activity feed so nobody misses an update • Invite friends by email — works for new and existing users • Paise-precise integer math — zero rounding errors • INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours — encrypted in transit and stored securely. Delete your account any time.

Screenshots

Fincurry4 screens
SettleUp4 screens

Verdict

The call

The clearest difference is ads: SettleUp at none against Fincurry's shown. SettleUp also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fincurry ships an update every 2 weeks, SettleUp every 8 days. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Fincurry versus SettleUp: the parameters behind the verdict, then further details
ParameterFincurrySettleUp
PriceFreeFree
Update frequencyEvery 2 weeksEvery 8 days — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size48 MB24 MB
Age rating4+4+
DeveloperTAILWEBS TECHNOLOGY PRIVATE LIMITEDSaurabh Shukla

In-app purchases

None

Fincurry

No in-app purchases

None

SettleUp

No in-app purchases

Questions

Is Fincurry free?
Fincurry is free to download, with no in-app purchases.
Is SettleUp free?
SettleUp is free to download, with no in-app purchases.
Do Fincurry or SettleUp have ads?
Fincurry shows ads; SettleUp does not.
Which is updated more often, Fincurry or SettleUp?
Fincurry ships an update every 2 weeks, and SettleUp every 8 days. Most recently, Fincurry was updated on October 7, 2026 and SettleUp on October 15, 2026.

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