Wesettled vs SettleUp

We Settled: Split Bills & Expenses Stop the awkward money chats. Start enjoying the plan. We Settled makes it easy to track group expenses, split costs fairly, and settle up without the back-and-forth. Perfect for trips, roommates, couples, and everyday plans. Built for real life, not spreadsheets. Add expenses in seconds. See balances instantly. Settle without drama. Why You’ll Love We Settled Split Expenses Your Way – Equal splits, exact amounts, percentages, partial groups, or multiple payers. Works Completely Offline – Add expenses anywhere. Auto-syncs when you’re back online. Ghost Members – Add anyone by phone number. They join all splits and auto-connect when they download the app. Multi-Currency Support – Split across 8 currencies with live exchange rates. View everything in your preferred currency. Unlimited Groups – Trips, apartments, work teams, dinners. Each with its own icon. Recurring Bills – Rent, utilities, subscriptions. Set them up once. Smart Settlements – Minimises payment complexity. Settle via UPI, cash, or in parts. More Helpful Features • Attach receipt photos • Spending insights & statistics • CSV/PDF export • 15 expense categories • Smart notifications • Full edit history • Dark mode & personalization • Secure OTP login Perfect For: Trips | Roommates | Couples | Friends | Events Split bills. Stay friends. Get Settled.

Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly — whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES • Create groups and invite members by email in seconds • Split equally, by exact amount, by shares, or by percentage • See clear plain-language balances — who owes whom • Smart settle-up suggestions to minimize the number of payments • Custom per-group expense categories with icons • Full activity feed so nobody misses an update • Invite friends by email — works for new and existing users • Paise-precise integer math — zero rounding errors • INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours — encrypted in transit and stored securely. Delete your account any time.