Budget vs PigPlan
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Budget
Manage your money privately and practically with this app. Track expenses, set budgets, and ask questions about your spending. It helps you plan ahead with savings goals and split group expenses.
- Expense and income tracking
- Category budgets
- Savings goals
- Group expense splitting
- Customizable reports
- Privacy-focused design
- Receipt photo attachment
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BudgetX is a private, practical money manager that helps you understand your finances without complicated spreadsheets. TRACK YOUR MONEY β’ Record expenses and income in seconds β’ Organize spending with category budgets β’ Attach receipt photos and schedule recurring transactions β’ See monthly spending and recent activity at a glance ASK YOUR BUDGET Type or speak questions about spending, budgets, savings goals, lent money and group balances. BudgetX answers using your current app data. On supported devices, Apple Intelligence helps interpret and phrase requests on device. PLAN AHEAD β’ Set category budgets and monitor progress β’ Create savings goals and record contributions β’ Track money lent and partial repayments β’ Support multiple currencies SPLIT GROUP EXPENSES Create groups, choose who paid, split expenses between selected members, review balances and generate settlement instructions. Export a detailed group summary whenever you need it. REPORTS AND SHORTCUTS Review spending trends, category breakdowns and period comparisons. Export polished PDF reports or spreadsheet-friendly CSV files. You can also generate the current monthβs PDF report using Siri or Shortcuts. BACKUP AND TRANSFER Create a password-protected BudgetX backup and save it using Files. Import a compatible backup on another device, with validation designed to avoid overwriting an existing financial workspace. BUILT FOR PRIVACY BudgetX does not require an account. Financial records stay on your device unless you choose iCloud Sync. Face ID lock is available for additional privacy. BudgetX provides organizational information, not financial, tax or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetx-access.nikhilnalwar.workers.dev/privacy
PigPlan
Track your earnings in real-time, down to the second, and visualize your savings goals with personalized piggy banks. Gain insights into your financial trends and future outlook with data-driven analysis, all while prioritizing your privacy with on-device data storage.
- Real-time salary tracking
- Customizable piggy bank savings goals
- Visual income and expense trend charts
- Long-term wealth projections
- On-device data storage for privacy
- Manual income/expense adjustments
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PigPlan β Your Personal Wealth Companion Watch your earnings grow second by second and stay motivated at work. Real-time salary tracker with precision down to the millisecond β every minute of effort counts. 1γReal-time Salary Tracker, Tick by Tick Customize monthly salary, workdays, and working hours Supports overtime, time off, and social insurance deductions Manually adjust income and expenses for true accuracy Auto-pauses outside working hours 2γPiggy Bank Savings, Visual Goals Create multiple savings jars with individual targets Custom cover images for personalized goals Dynamic physics-based coin stacking β the more you save, the more satisfying it feels Supports income and expense jars for flexible management 3γWealth Tracking, Data-Driven Insights Monthly / quarterly / yearly income & expense trend charts Long-term wealth outlook: 3 / 5 / 10 year projections Smart period-over-period analysis at a glance Milestone markers to celebrate every breakthrough One-tap export and share your progress 4γLocal-First, Privacy First All data stored on-device, nothing uploaded No account required β open and use instantly Automatic light & dark mode support Smooth 120Hz ProMotion experience
Screenshots
Verdict
The clearest difference is in-app purchases: PigPlan at none against Budget's 3. Budget's advantage is update cadence (every 2 days vs every 3 weeks). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Budget sells 3 one-off in-app purchases. PigPlan asks for nothing beyond the download.
Budget ships an update every 2 days, PigPlan every 3 weeks. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | Budget | PigPlan |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 2 days β better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Monetization | Free with in-app purchases | Free β better |
| Devices | iPhone | iPhone, iPad β better |
| Requires iOS | 17.6 | 16.0 β better |
| Further details β not scored | ||
| Size | 6 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Nikhil Nalwar | ηͺ θ΄Ύ |
Customer experience
Budget
PigPlan
In-app purchases
Budget
- Small Tip$0.99
- Generous Tip$0.99
- Amazing Support$2.99
PigPlan
No in-app purchases








