Tappel vs Centsei

Your money data never leaves your iPhone. No account, no server, no sign-up — just the fastest way to see where your money goes. Tappel is a private spending tracker built deep into iOS. Log an expense in two seconds from Siri, the Action Button, a widget, or an NFC tag — or wire an Apple Pay automation and let purchases log themselves. WHY TAPPEL • Private by architecture — everything stays on your device and your own iCloud. The App Store privacy label reads "Data Not Collected" because there is nothing to collect. • Two-second capture — Siri, the Action Button, widgets, NFC and App Intents. • Pay once, own it forever — no subscription. Subscription fatigue is why Tappel exists. FEATURES • Multi-currency with daily European Central Bank rates, cached on-device • Calm monthly budgets — over budget reads in ink, never red • Recurring radar spots subscriptions before they surprise you • Insights — category breakdown, six-month trend, top merchants • Face ID lock • Custom categories — presets or your own • Export and import — CSV or JSON, any time • Family budget — share one limit; individual purchases stay private • iCloud sync across iPhone, iPad and Mac No bank login. No ads. No tracking. Just your money, quietly tracked.

Centsei is a private, offline-first expense tracker built for people who just want to know where their money goes — without handing their financial life to a cloud server. YOUR DATA STAYS YOURS • Everything is stored on your device. No sign-up, no login, no account required. • No ads. No trackers. We never see your numbers. • Optional cloud sync is end-to-end encrypted with a code only you hold — even we can't read it. FAST, HONEST MONEY TRACKING • Add an expense or income in seconds with clean, tappable categories. • Built for Malaysian Ringgit (RM) with proper formatting — amounts are always calculated to the exact cent. • Beautiful monthly reports: spending, income, balance, and a category breakdown at a glance. BUDGET & PLAN • Set a monthly budget and get a gentle nudge before you overspend — overall and per category. • Recurring expenses auto-fill each month, so rent and subscriptions are never forgotten. • A 6-month trend shows whether you're heading the right way. FIND ANYTHING • Search and filter your entries instantly. • Tap any category to drill into its line items. PRIVATE BY DESIGN • Lock the app with a PIN. • Works fully offline — open it on a plane, in the basement, anywhere. • Export your data anytime as JSON or CSV. It's your money; it's your data. BILINGUAL • Full Traditional Chinese and English — switch any time. Centsei is designed to be the calmest, most private money tracker on your phone. Open it, log it, get on with your day.