PropSaves vs SaveSwap

PropSaves is the simple, disciplined way to save money and reach your goals in Nigeria. Whether you're building an emergency fund, saving toward rent, or growing wealth with friends, PropSaves keeps you consistent and rewards you for staying on track. SET GOALS THAT STICK Create personal savings goals with clear targets and dates. Choose flexible or fixed plans, then save weekly or monthly. Watch your progress climb toward every milestone. LOCK IN AND EARN Stay committed with Lock & Earn savings plans and earn interest as your balance grows. Track your accrued interest and maturity date at a glance. SAVE TOGETHER (AJO / ESUSU) Start or join a savings group with friends and family, reach shared targets together, and keep everyone accountable — while each member still earns on their own share. FUND IN SECONDS Add money instantly with your debit card or bank transfer through Paystack, or get a dedicated PropSaves virtual account for direct deposits straight into your wallet. TRACK EVERYTHING See a clear history of every deposit, withdrawal, and interest credit. Download professional transaction receipts as PDFs whenever you need proof of payment. STAY MOTIVATED Climb the weekly Top Savers leaderboard, earn badges for consistency, and celebrate milestones. Rankings reward your habits — your balances always stay private. INVITE FRIENDS, EARN REWARDS Share your referral code and earn bonuses when friends start saving. Put your referral bonus straight to work funding your own goals. BUILT FOR SECURITY Protect your account with a 4-digit transaction PIN and biometric login (Face ID / fingerprint). Tiered verification keeps your money and identity safe. WHY PROPSAVES Personal savings goals with flexible or fixed plans Earn interest as you save Group savings (Ajo / Esusu) with friends and family Instant funding via card, bank transfer, or virtual account Downloadable transaction receipts Weekly leaderboard, badges, and referral rewards Biometric login and PIN protection Start saving with purpose. Download PropSaves and build the habit that builds your future. PropSaves is operated by PropSaves Limited. Need help? Email hello@propsaves.com.

Cook instead of ordering in. Take the subway instead of a cab. Log the money you didn't spend in 10 seconds and watch your monthly and yearly savings fill up a jar. A budget app only tracks what you spent — the money you saved disappears as zero. SaveSwap uses a simple delta: intended price − actual price = money saved, stacking your unspent money like savings. ■ Perfect for - Keeping a record of no-spend days and frugal living - Cutting back on delivery, subscriptions, and impulse buys - Anyone who stays motivated when savings are visible ■ Features - Delta logging: enter the intended and actual amount, the saved amount is calculated automatically - One-tap presets: log frequent swaps (delivery to home meal, cab to subway) instantly - No-spend presets: log money you avoided — canceled subscriptions, skipped impulse buys - Saving streaks: keep the chain going every day you record - Savings jar dashboard: today's and this month's total savings - Stats: category breakdown, last 6 months, and an "at this pace, X per year" projection - Savings goal with progress and an estimated finish date - Data export, dark mode, Korean and English ■ Privacy No sign-up required. Records are stored only on your device.