Statement AI Expense Tracker vs Notch

Understand your money without handing it to a server. Statement.AI reads your bank or credit-card statement entirely on your phone, auto-sorts every transaction, and shows where your money goes — plus a Financial Health Score, monthly reviews, forecasts, savings goals and subscription cleanup. • 100% on-device — your statements, passwords and balances never leave your phone • Works with any bank's PDF, including password-protected statements • Auto-categorization with a built-in AI model (no API keys, works offline) • Health score, forecasts, lifestyle-inflation alerts and an on-device spending coach • Budgets with instant alerts, savings goals with ETAs, subscription review • App Lock with PIN + Face ID • Free to use; Premium unlocks unlimited statements and advanced tools Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. It renews automatically for the same period and price unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moncymelvin.github.io/statement-ai-privacy/

Notch is a fast, private, beautifully simple expense tracker for people who want to know exactly where their money goes — on your own, or shared with a partner, roommates, or friends. Start in seconds — no account, no sign-up wall. Log a transaction and it is saved instantly. Turn on optional cloud sync to keep every device in step, and it keeps working even with no signal. TRACK EVERY TRANSACTION • Log expenses and income in seconds, online or offline. • Rich categories — food, transport, shopping, entertainment, bills, salary and more. • Multiple accounts you create and track yourself — personal, shared, or per-project — no bank linking required. • Filter your history by category, type, and date range. SHARE AN ACCOUNT WITH YOUR PEOPLE • Create a shared account for a flat, a trip, a couple, or a project. • Invite people with a simple code — no address book access needed. • See how much each member has contributed and their share of the total. • A live activity feed shows new transactions from members as they are added. NEVER BE SURPRISED BY A SUBSCRIPTION • Keep every recurring charge — streaming, gym, software, insurance — in one place. • See your real monthly total instead of guessing. • Weekly, monthly, quarterly, and yearly billing cycles are all supported. UNDERSTAND YOUR SPENDING • A dashboard that answers "where did this month go?" at a glance. • Category breakdowns, spending trends over time, and month-to-month comparisons. • AI-generated insights that point out patterns you would otherwise miss. EXPORT ANYTHING • Export any date range to CSV, Excel, or PDF. • Choose exactly which columns to include. • Useful for taxes, reimbursements, or sharing with an accountant. ADD EXPENSES WITH YOUR VOICE • Say "Uber to the airport, 24 dollars yesterday" and the amount, merchant, category, and date are all filled in for you. • Optional offline AI mode runs the parsing entirely on your device, so nothing leaves your phone. PRIVATE BY DESIGN • Your data lives on your device by default. • Cloud sync is optional and only runs when you turn it on. • Use the whole core app as a guest — no email required. • Available in English, Spanish, French, and Japanese. PREMIUM Premium unlocks shared accounts with cloud sync across devices, unlimited subscription tracking (free accounts track up to 3), voice entry, and the real-time shared activity feed. It is an auto-renewing subscription, and you can cancel any time in your App Store settings. Download Notch and take control of your spending today. Notch Premium is an auto-renewing subscription, offered weekly or monthly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://notch.ashmm.app/terms Privacy Policy: https://notch.ashmm.app/privacy