Snowballer vs Subvio

See the month you'll be debt-free. The payoff plan and your debt-free date are free — forever. Add your debts, set what you can pay each month, and Snowballer builds your debt snowball: smallest balance first, or highest interest first if you prefer the avalanche. Log a payment and watch the date move closer. YOUR PAYOFF PLAN — FREE • Your debt-free month, computed from real payoff math • Snowball (smallest balance first) or avalanche (highest APR first) • Log a payment against any debt — see what's left on it, what you've paid off, and how far each one has come • What-if chips: see what an extra $25 a month does to your date • What's due next: every bill and minimum payment in date order • A home screen widget with your debt-free month and the debt you're attacking next • Share your progress: a card with your date, percent paid and the day of your journey — with the dollar amounts hidden if you'd rather • Milestones, and confetti when a debt hits zero • Your date is a projection from what you enter, and it updates every time you log a payment YOUR BALANCES, LOCKED • Require Face ID to open Snowballer • Your numbers are covered in the app switcher — a glance at your phone shows a snowball, not what you owe • Payment reminders never put a debt name or an amount on your lock screen ALSO FREE — SEE WHERE YOUR MONEY GOES • No budget to keep: Snowballer suggests a monthly spending number that keeps your date, from what you earn and spend • Scan receipts and bank-statement screenshots • Spending by category, trends, and a monthly net view • Apple Pay auto-capture with a Shortcut SNOWBALLER PLUS (optional subscription) $4.99/month or $39.99/year, with a 14-day free trial for new subscribers. Renews automatically until you cancel. • Bank sync through Plaid (US banks) — when your card or loan is on the login, balances, rates and minimum payments import themselves • Custom payoff order, per-debt exclusion, and Pick your debt-free date: choose a payoff month, get your monthly number • Find my snowball — recurring charges, and what cutting them does to your date • A monthly AI read of your spending • CSV export of your plan and payoff schedule NO ADS, AND WE DON'T SELL YOUR DATA • The payoff plan and the date are free — Plus adds automation and deeper tools • No ads, ever • Delete your account and all data anytime, right from the app Small wins, snowballs. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.snowballerapp.com/privacy-policy.html

You did not mean to pay for another month. Maybe it was a free trial that quietly renewed. Maybe three apps you forgot about. Maybe Apple, Netflix, and a productivity tool all billing within the same week. Subvio exists for one job: help you see what you subscribe to, when it renews, and what it costs—before money leaves your account. THIS IS THE MOMENT SUBVIO IS BUILT FOR • You signed up for a trial and need a reminder before it converts to paid • Your card statement shows charges you barely recognize • You manage multiple services across streaming, cloud storage, fitness, and work tools • You want to cancel something—but only if you remember before the renewal date • You need a clear monthly and yearly view without linking your bank account Subvio is not a chatbot. It is not a generic AI assistant. It is a practical subscription and trial tracker designed for people who want control, not complexity. WHAT SUBVIO DOES Add subscriptions manually in seconds—or start from quick templates for popular services. Set renewal dates, billing cycles, and trial periods. Subvio calculates monthly and yearly spend automatically, even when you mix weekly, monthly, and annual plans. See upcoming renewals on your home screen. Open the calendar to view billing dates at a glance. Use Analytics to understand category breakdown, daily cost, spending trends, and where your subscription budget actually goes. Spending Analytics Category breakdown, monthly trends, daily and hourly cost equivalents, subscription score insights, spending forecast, and smart tips to spot waste—built for clarity, not noise. Local Renewal Reminders Automatic reminders 7, 3, and 1 days before renewal, plus a same-day alert. Notifications are scheduled on your device—they work offline and do not require an internet connection. Trial Protection Dedicated trial tracking and alerts so you can decide to keep or cancel before you are charged. Apple Subscription Guide Step-by-step help for finding subscriptions in your Apple account and adding them to Subvio. iOS privacy rules prevent automatic import—Subvio shows you exactly where to look and how to track them manually. Privacy-First by Design Your subscription data is stored locally on your device. No account required to start. No bank connection required. You stay in control of what you enter and what you share. WHY SUBVIO IS DIFFERENT Most finance apps focus on past transactions. Subvio focuses on future renewals—the charges you can still prevent. Most tools want access to your accounts. Subvio works with information you choose to add—fast, transparent, and private. Most “subscription managers” feel like spreadsheets. Subvio is built as a mobile-first renewal system: reminders, calendar, analytics, and trial protection in one focused app. REAL USE CASES • Set a trial reminder for a streaming service and cancel on day 6 if you are not convinced • See that three renewals hit the same week and adjust your budget in advance • Review yearly spend before renewing annual plans • Track iCloud+, Apple Music, and App Store subscriptions alongside Netflix and Spotify • Check monthly burn rate before signing up for another tool during a free trial BUILT FOR IPHONE AND IPAD Use Subvio on your phone for quick checks and reminders. Use iPad for a broader calendar and analytics view when you review your subscription stack monthly. FROM CLARITY TO CONFIDENCE When you know what renews and when, you make better decisions: cancel what you do not use, downgrade before billing, keep what delivers value. Subvio helps you move from reactive surprise charges to proactive subscription control. DESIGNED TO GROW WITH YOU Start with a handful of subscriptions. As your stack grows, Subvio becomes your renewal command center—calendar, alerts, categories, and spending insights in one place. Whether you manage five services or twenty, the goal