Snowballer vs Bills Copilot

See the month you'll be debt-free. The payoff plan and your debt-free date are free — forever. Add your debts, set what you can pay each month, and Snowballer builds your debt snowball: smallest balance first, or highest interest first if you prefer the avalanche. Log a payment and watch the date move closer. YOUR PAYOFF PLAN — FREE • Your debt-free month, computed from real payoff math • Snowball (smallest balance first) or avalanche (highest APR first) • Log a payment against any debt — see what's left on it, what you've paid off, and how far each one has come • What-if chips: see what an extra $25 a month does to your date • What's due next: every bill and minimum payment in date order • A home screen widget with your debt-free month and the debt you're attacking next • Share your progress: a card with your date, percent paid and the day of your journey — with the dollar amounts hidden if you'd rather • Milestones, and confetti when a debt hits zero • Your date is a projection from what you enter, and it updates every time you log a payment YOUR BALANCES, LOCKED • Require Face ID to open Snowballer • Your numbers are covered in the app switcher — a glance at your phone shows a snowball, not what you owe • Payment reminders never put a debt name or an amount on your lock screen ALSO FREE — SEE WHERE YOUR MONEY GOES • No budget to keep: Snowballer suggests a monthly spending number that keeps your date, from what you earn and spend • Scan receipts and bank-statement screenshots • Spending by category, trends, and a monthly net view • Apple Pay auto-capture with a Shortcut SNOWBALLER PLUS (optional subscription) $4.99/month or $39.99/year, with a 14-day free trial for new subscribers. Renews automatically until you cancel. • Bank sync through Plaid (US banks) — when your card or loan is on the login, balances, rates and minimum payments import themselves • Custom payoff order, per-debt exclusion, and Pick your debt-free date: choose a payoff month, get your monthly number • Find my snowball — recurring charges, and what cutting them does to your date • A monthly AI read of your spending • CSV export of your plan and payoff schedule NO ADS, AND WE DON'T SELL YOUR DATA • The payoff plan and the date are free — Plus adds automation and deeper tools • No ads, ever • Delete your account and all data anytime, right from the app Small wins, snowballs. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.snowballerapp.com/privacy-policy.html

Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?