Dufaat vs Qistly

Dufaat keeps your installment plans and short-term payments clear, private, and easy to follow. No account is required. Your plans, payments, notes, and attachments stay on your device, and Dufaat does not connect to banks or move money. Create a plan for a car installment, financing, a savings group, or any recurring amount. Enter the total and monthly amount—or the number of months—and Dufaat builds the schedule automatically. Mark payments as settled in order, defer a payment when needed, and always see what remains. For shorter obligations, Pay Soon keeps advances and one-off amounts separate from long-term plans, with a monthly view of what is paid, due, or overdue. Core features: • Automatic installment schedules with exact totals • SAR and AED quick choices, plus a full currency list • Pay Soon for short-term amounts • Ordered settlement and payment deferral • Local reminders with one clear global time • Receipt photos, PDFs, and notes beside each payment • A clean PDF statement that follows your device calendar • File backup and restore under your control • A home-screen widget for the next payment • Instant Arabic and English switching with full RTL support • Optional App Lock using Face ID, Touch ID, or the device passcode Dufaat Plus — one-time purchase: • PDF Studio with four professional templates, optional identity, logo, color, footer, attachments, and Gregorian, Umm al-Qura Hijri, or dual dates • Financial Outlook showing unpaid amounts within 30, 60, and 90 days, separated by currency • Smart Reminders for the due day and an optional next-day follow-up when an amount remains unpaid There is no subscription. The core tracker, backup, and standard PDF statement remain available without Dufaat Plus. Privacy first: Dufaat has no account system, analytics, tracking, advertising, or developer backend. Core records remain on your device. Store purchases are handled securely by Apple. A quiet personal record for your installments—not a banking service.

Qistly Gulf helps you organize bills, installments, debts, subscriptions, rent, school fees, and family obligations in one simple private app. Designed for GCC users, Qistly Gulf gives you a clear monthly view of what is due, what has been paid, and what remains. Key features: • Track bills, installments, rent, subscriptions, debts, and family obligations • View total due, paid, and remaining amounts for the month • Add recurring obligations: one-time, weekly, monthly, or yearly • Record payments and view payment history • Calendar view for upcoming due dates • Local reminders for payment dates • Arabic and English support • GCC currencies including SAR, AED, KWD, QAR, BHD, and OMR • Export monthly PDF reports with Qistly Pro • Face ID lock with Qistly Pro • Local-first privacy: your data stays on your device Qistly Pro unlocks: • Unlimited obligations • Monthly PDF reports • Face ID lock • Monthly insights • PDF export Important: Qistly Gulf is a personal organization tool. It does not connect to banks and does not provide banking, lending, credit, investment, or financial advice. policy privacy : https://sites.google.com/view/qistly-privacy/home terms of use : https://sites.google.com/view/qistlyterms/home