Sable Spend vs SettledBills

See all your money in one place in less than 5 minutes. Sable links your bank accounts, credit cards, investments, budgets, and savings goals into one beautifully simple money tracker, then helps you make sense of it all. Private by default. AI-powered. Also on web. LINK EVERY ACCOUNT • Securely connect 12,000+ banks across the US and Canada via Plaid — chequing, savings, credit, and investments • Add unlimited manual accounts for anything else • Every balance and transaction, one screen BUDGETS THAT ACTUALLY WORK • Auto-created budgets with real-time spent-vs-limit tracking • Automatic categorization and custom rules sort your expenses for you REACH YOUR SAVINGS GOALS • Set goals and track progress at a glance • Allocate funds and watch every goal grow SEE THE WHOLE PICTURE • Cash flow, spending-by-category, and trend reports • Net worth history across all your accounts • Subscription tracker — spot recurring charges and forgotten free trials • Split transactions, add notes, search and filter instantly ASK YOUR AI MONEY ASSISTANT • Chat with an assistant grounded in your own transactions • "Where can I cut back?" "How does this month compare to last?" • Private by design, with built-in safeguards for your data HALAL FINANCE TOOLS (OPTIONAL) • Zakat calculator with live gold and silver prices for accurate nisab • Ethical spending reports — see spending at flagged companies • Islamic opening reminders to start with the right mindset USD + CAD, DONE RIGHT • Track and convert across currencies with live exchange rates • Auto-detects your currency, manual override anytime BUDGET WITH YOUR PARTNER • Create a household and manage money together • Filter reports by partner — see how you're doing individually and together PRIVATE BY DEFAULT • Your data is encrypted and never sold. Period. • We never see your bank passwords — connections are handled by Plaid and are read-only • AI conversations stay private: never shared, never used for training Sable is a personal finance and budgeting tool, not a bank or financial advisor. Download Sable and take control of your money today. www.sablespend.com Terms of subscription: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what's due, and what covers it — before the day it's due. SettledBills never connects to your bank. You add your bills once — rent, phone, Netflix, the gym — and it quietly keeps track from there. Offline, private, and out of your way. WHAT YOU GET • This month, at a glance — every bill sorted by due date, account or category. One swipe marks it paid • Know what pays for what — tag each bill with the account or card it comes from, so you're never guessing • Payday view (optional) — see what's due before your next payday, and what can wait until after • One reminder that matters — a single daily notice listing what's due, timed to - the day it's due, a day before, or three days before, your choice • Your subscriptions, covered too — add Netflix, Spotify, or anything recurring; SettledBills recognizes the common ones automatically and totals what subscriptions cost you a year, right inside Insights, no separate subscription app needed • Home Screen widget — check what's still unpaid without opening the app • Fixed or variable — some bills are the same every month, some aren't; SettledBills handles both, and asks the real amount when you mark a variable one paid • Quiet insights — an honest look at what you spend monthly and yearly, by category and by account, with charts that don't need a legend to understand • Card on file — track services like Uber or food delivery where your card is saved but there's no scheduled bill to pay • Smart search — find any bill, category, or card by typing a few letters, all in the same place • Your data, your file, on every plan — export everything as CSV or a full backup, free or Pro, anytime; we don't hold your own data behind a paywall WHO IT'S FOR Anyone who's been caught by a bill they forgot was due, or moved money around and guessed wrong account its paid from. If you'd rather not hand your bank login to another app just to see what you owe, this is built for you. PRIVATE BY DEFAULT No sign-in. No server holding your bills. No ads. No tracking — not "we don't sell your data," but we never collect it in the first place. FREE, HONESTLY Your first 10 bills are free, forever — not a trial, not a countdown — and that covers most people outright. Need more? SettledBills Pro unlocks unlimited bills and can be shared with your family through Apple Family Sharing. Cancel anytime — you're never locked out, you just drop back to your free 10, forever. SUBSCRIPTION & PRICING TERMS SettledBills Pro is an auto-renewing subscription: USD$3.99/month or USD$39.99/year. Payment is charged to your Apple ID account at confirmation of purchase, and renews automatically within 24 hours of the end of each period unless cancelled at least 24 hours before renewal. Manage or cancel anytime in iPhone Settings → your name → Subscriptions. Prices may vary by region. Terms of Use: https://settledbills.com/terms Privacy Policy: https://settledbills.com/privacy Support: settledbills.support@icloud.com If SettledBills saves you one overdraft fee, it's already paid for itself.