Comparison

billmo vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

billmo

Features
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Splitting a bill should take seconds, not a spreadsheet. billmo turns a photo of any receipt into a fair, itemized split — so everyone pays exactly their share. SCAN & SPLIT IN SECONDS Point your camera at the receipt. billmo reads each line item, and you just tap who had what. It does the math — including service charge and discounts — down to the cent. KNOW WHO OWES WHAT billmo keeps a running balance with every person and group. See "To Pay" and "To Collect" at a glance, and settle up when you're squared away. Balances between registered users stay perfectly in sync on both sides. GROUPS THAT STAY CLEAN Create a group for the trip, the flat, or the barkada. Add expenses, and billmo tracks each person's share automatically. Join by QR or code, with the group creator approving who gets in. GET PAID YOUR WAY Save your bank or e-wallet QR once. When someone owes you, they can pull it up and pay you directly — and only people who actually owe you can see it. BUILT FOR THE REAL WORLD - Multi-currency: record a bill in the local currency, see your share in your home currency - Recurring bills for rent, subscriptions, and monthly splits - Works with friends who aren't on billmo yet — add them by name - Your receipts are never stored: they're read once and discarded PRIVATE BY DESIGN Your bills and balances are yours. Delete your account anytime and your personal data is erased. Free to use, with free scans to get you started. Optional Splitties bundles top up your receipt scans whenever you need more. Split the bill, skip the awkward. Download billmo.

About

Subscription Tracker

Features
Read full description

Are forgotten subscriptions quietly costing you money? Sabsi helps you track subscriptions, monitor recurring expenses, receive renewal reminders, and understand where your money goes—all from one simple dashboard. Whether you are managing streaming services, AI tools, cloud storage, software, memberships, or a growing collection of SaaS products, Sabsi gives you a clear view of what you are paying for and what is renewing next. TRACK EVERY SUBSCRIPTION Keep your recurring payments organized with important details including: • Subscription name and price • Billing frequency • Next renewal date • Category • Payment status • Preferred currency • Notes and cancellation links Sabsi makes it easy to manage monthly, yearly, weekly, and custom recurring payments without relying on complicated spreadsheets. NEVER MISS A RENEWAL Get reminders before upcoming subscription renewals and recurring charges. See what is due next so you have time to decide whether to keep, pause, review, or cancel a service before the next payment date. SEE YOUR MONTHLY AND YEARLY SPENDING View your estimated subscription spending at a glance. Sabsi brings your recurring expenses together so you can quickly understand: • Your total monthly spending • Your estimated yearly costs • Which categories cost the most • Which subscriptions are renewing soon • How your recurring spending changes over time UPCOMING RENEWAL TIMELINE View your upcoming payments in one organized renewal timeline. Color-coded indicators help you identify urgent renewals and focus on the subscriptions that need your attention first. SMART SPENDING INSIGHTS Explore charts, category breakdowns, and spending trends that help you understand how recurring payments add up. Use these insights to identify subscription creep, overlapping services, and subscriptions you may no longer need. AI-POWERED SUBSCRIPTION ASSISTANT Chat with Sabsi’s built-in AI assistant to get helpful insights about your recurring expenses, spending patterns, and possible opportunities to save. Ask questions about your subscriptions and receive clearer information about where your money is going. ORGANIZE WITH SMART CATEGORIES Group subscriptions into useful categories such as: • Entertainment and streaming • AI tools • Developer tools • Productivity • Cloud storage • Design • Education • Finance • Health and fitness • Utilities • Software and SaaS • Memberships MULTI-CURRENCY SUPPORT Track subscriptions using PHP, USD, EUR, GBP, JPY, AUD, CAD, and other supported currencies. View recurring expenses using your preferred display currency and understand your combined subscription spending more clearly. QUICK CANCELLATION LINKS Save direct account-management or cancellation links for your subscriptions. When you decide that a service is no longer needed, you can quickly find the relevant page instead of searching through websites and account settings. BUILT FOR PEOPLE WHO SUBSCRIBE TO THINGS Sabsi is designed for anyone managing recurring payments, including: • Streaming subscriptions • Software tools • AI subscriptions • Cloud storage plans • Developer platforms • Productivity apps • Gym memberships • Online courses • Insurance and utilities • Other recurring bills WITH SABSI, YOU CAN: • Track subscriptions and recurring bills • Receive reminders before renewals • See upcoming payment dates • Monitor monthly and yearly spending • Organize expenses by category • Track free trials • Manage different billing cycles • Review spending trends • Track subscriptions in multiple currencies • Save useful cancellation links • Identify services you may no longer need No more forgotten renewals, unexpected charges, or scattered spreadsheets. Take control of your recurring expenses with Sabsi. Download Sabsi and stay ahead of every subscription renewal.

Screenshots

billmo4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is price: billmo at Free against Subscription Tracker's $2.99. billmo also leads on update cadence (every 4 days vs every 2 weeks). Subscription Tracker's advantage is in-app purchases (none vs 4). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

billmo is free to download; Subscription Tracker costs $2.99 up front. billmo sells 4 one-off in-app purchases. Subscription Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

billmo ships an update every 4 days, Subscription Tracker every 2 weeks. The most recent releases landed on October 1, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 3 level
billmo versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterbillmoSubscription Tracker
PriceFree — better$2.99
Update frequencyEvery 4 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size57 MB59 MB
Age rating4+4+
DeveloperJohn Michael ParaguyaGilbert Tuazon

In-app purchases

4 purchases

billmo

One-time4
  • Gen Alpha$1.99
  • Gen Z$3.99
  • Zillenial$5.99
Show 1 more
  • Millenial$6.99
None

Subscription Tracker

No in-app purchases

Questions

Is billmo free?
billmo is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker costs $2.99, with no in-app purchases.
Do billmo or Subscription Tracker have ads?
Neither billmo nor Subscription Tracker shows ads.
Which is updated more often, billmo or Subscription Tracker?
billmo ships an update every 4 days, and Subscription Tracker every 2 weeks. Most recently, billmo was updated on October 1, 2026 and Subscription Tracker on October 5, 2026.

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