Comparison

Overtime vs Payfin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Overtime

Features
Read full description

Know exactly what your extra hours are worth Overtime is your private calculator. Built and designed for people who know their worth, either at the office or travelling from one place to another. Enter your base salary and your hours, and automatically it shows your overtime pay, with a clear, step-by-step breakdown. WHAT OVERTIME DOES • One or Two pay "blocks" (for example a pilot's Duty and Block hours) - automatically applies whichever one earns you more. • Tiered rates: one rate above your first limit, a higher rate above the second, with no upper cap. • Per-month limits - flexible from 28 days to 31 days • Vacation and days-off reductions • A plain-language breakdown, every calculated step detailed • European money formatting, and your own currency. PRIVATE BY DESIGN There's no account and no sign-in, and nothing ever leaves your iPhone. Everything you enter stays on your device. OVERTIME PRO A subscription unlocks the full calculator. Start with a 7-day free trial, then choose €4.99/month or €39.99/year (save about 33%). Prices may vary by region. Cancel anytime. If you cancel during the trial you won't be charged. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it anytime in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://overtime.trabalhinho.pt/privacy

About

Payfin

Read full description

Payfin turns a pile of debts into one clear picture: a single remaining balance, a projected debt-free date, and a plan to follow. Add what you owe, log each payment, and watch your total move as the payoff ring fills. Choose the method that fits you — avalanche (highest APR first) or snowball (smallest balance first) — and see how your projected debt-free date and interest change. FREE • Track one debt with the signature payoff ring and balance • Log payments and follow your progress • Pure-black dark and clean light themes PRO • Track unlimited debts • Avalanche & snowball planners with month-by-month projections • Projected debt-free date and monthly interest breakdown • Payment reminders and milestone moments • Home-screen widgets for your balance, next payment, and trajectory • Exclusive themes, accent colors, and app icons • Run "what-if" scenarios with extra payments and rate changes Payfin is a personal record-keeping and planning tool. Projections are estimates based on the numbers you enter — not financial advice. SUBSCRIPTION Payfin Pro is $4.99/week with a 3-day free trial, or $29.99/year. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the period; manage or cancel anytime in App Store settings. Privacy Policy: https://hs0929.github.io/payfin/privacy/ Terms of Use: https://hs0929.github.io/payfin/terms/

Screenshots

Overtime4 screens
Payfin4 screens

Verdict

The call

The clearest difference is ads: Payfin at none against Overtime's shown. Overtime's advantage is update cadence (every 4 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Overtime sells 2 in-app purchases, starting at $5.99 per month and Payfin sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Overtime ships an update every 4 days, Payfin every 3 weeks. Both last shipped on October 24, 2026.

Scorecard2 real differences Ā· 4 level
Overtime versus Payfin: the parameters behind the verdict, then further details
ParameterOvertimePayfin
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.216.4 — better
Further details — not scored
Size6 MB71 MB
Age rating4+4+
DeveloperGoncalo MatosEunbi Go

In-app purchases

2 purchases

Overtime

Subscriptions2
  • Overtime Pro Monthly7 Days trial$5.991 Month
  • Overtime Pro Annual7 Days trial$34.991 Year
2 purchases

Payfin

Subscriptions2
  • Payfin Weekly Premium Subscription3 Days trial$4.997 Days
  • Payfin Yearly Premium Subscription$29.991 Year

Questions

Is Overtime free?
Overtime is free to download, with in-app purchases available.
Is Payfin free?
Payfin is free to download, with in-app purchases available.
Do Overtime or Payfin have ads?
Overtime shows ads; Payfin does not.
Which is updated more often, Overtime or Payfin?
Overtime ships an update every 4 days, and Payfin every 3 weeks. Most recently, Overtime was updated on October 24, 2026 and Payfin on October 24, 2026.

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