Balances.ai vs Courtesy Financial App

Balances is accounting built for people who'd rather run their business than do the books. Connect your bank and cards and Balances pulls in every transaction automatically. Snap a photo of a receipt and it's matched to the right expense. Categorization, reconciliation, and your reports stay current between sessions — no spreadsheets, no month-end dread. WHAT YOU CAN DO • Connect bank & credit card accounts for automatic transaction sync • Auto-categorize and reconcile transactions • Create and send invoices; track bills and expenses • Capture receipts with your camera and attach them in seconds • See real-time Profit & Loss, Balance Sheet, and cash flow • Work in multiple currencies with automatic conversion • Ask the built-in assistant to handle tasks in plain English BUILT FOR SMALL BUSINESS Self-employed, running a trade, or growing a team — Balances keeps your books accurate and tax-ready without the busywork. Bank connections are read-only and your data is encrypted. Questions? support@balances.ai

This App puts the accounting and tax expertise of Courtesy Financial LLC at your fingertips — whether you're a small business owner, freelancer, rental property investor, or just trying to stay on top of your personal taxes. TAX CALCULATOR Instantly estimate your 2026 federal income tax using the latest IRS brackets. Enter your income and filing status to see a clear breakdown of what you owe — no guesswork, no subscriptions. INCOME STATEMENT TEMPLATE Generate a professionally formatted Excel income statement template in seconds. Tailored for small businesses, 1099-NEC/freelancers, and rental property owners — with built-in mileage logs, home office deductions, and 28+ expense categories auto-calculated for you. Everything stays on your device; we never see your numbers. TAX REMINDERS Never miss a tax deadline again. Set custom reminders for quarterly estimated payments, W-2 season, extensions, and more. Reminders are stored privately on your device. SECURE CLIENT PORTAL Existing clients can securely upload documents directly to Courtesy Financial LLC through our encrypted Encyro portal — no email attachments needed. GET IN TOUCH Schedule a free consultation, call us directly, or reach out through the app. Our team serves individuals, small businesses, freelancers, and landlords across Florida and beyond. — Courtesy Financial LLC is a professional accounting and tax services firm. We specialize in bookkeeping, personal and business tax preparation, payroll, and custom financial tools. All calculations are for estimation purposes only and do not constitute tax advice. Consult a qualified tax professional for your specific situation.