Comparison

SplitMate AI vs Wealthly AI

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SplitMate AI

Features
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SplitMate AI makes splitting bills simple, fast and stress-free. Whether you're at a restaurant, on holiday, sharing accommodation or splitting everyday expenses with friends, SplitMate AI helps everyone pay their fair share. Features: โ€ข Scan receipts with AI โ€ข Split bills fairly between multiple people โ€ข Combine payments for couples or groups โ€ข Spin the wheel to randomly choose who pays โ€ข Save and reload previous bills โ€ข Track your spending with statistics โ€ข Add tips instantly โ€ข Support multiple currencies โ€ข Share bill summaries with friends Designed to make group payments effortless, transparent and even a little fun. No complicated setup. No accounts required. Just split, save and share. Split smarter with SplitMate AI.

About

Wealthly AI

Features
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Budget tracking for everyday life. Wealthly AI is an expense tracker and budget planner for your spending, income and account balances. ADD AN EXPENSE, THEN GET ON WITH YOUR DAY Enter an amount, choose a category and save. With Wealthly AI Pro, speak a purchase or scan a receipt, then check the amounts and categories before adding them to your ledger. You can try voice entry during onboarding. SEE YOUR WHOLE BUDGET Track cash, cards and wallets in multiple currencies. Set a monthly budget and category limits. See how much you have spent, where it went and how your habits change over time. LESS REPETITIVE WORK Set up recurring transactions, import CSV or PDF statements and use category rules for repeat purchases. Review imported entries before saving them. ASK ABOUT YOUR OWN SPENDING Ask Wealthly AI Pro questions about your transactions and explore spending by month or category. AI answers can be wrong; check them against your records. KEEP YOUR RECORDS WITH YOU Manual tracking works offline. Sign in to sync across devices, export a backup, and protect access with biometric app lock. AI processing and cloud sync need an internet connection. FREE AND PRO Start with up to 100 transaction entries and core analytics for free. Wealthly AI Pro removes the entry limit and unlocks voice capture, receipt scanning, statement import and AI chat. Prices and available subscription offers are shown in the app before purchase. Subscriptions renew automatically unless canceled through your store account. Start with your next expense and build a clearer picture of your money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SplitMate AI4 screens
Wealthly AI4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitMate AI at none against Wealthly AI's 2. Wealthly AI's advantage is ads (none vs shown) and update cadence (every 3 days vs fortnightly). On price, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Wealthly AI sells 2 in-app purchases, starting at $4.99 per month. SplitMate AI asks for nothing beyond the download.

UpkeepUpdate frequency

SplitMate AI ships an update fortnightly, Wealthly AI every 3 days. Both last shipped on October 25, 2026.

Scorecard3 real differences ยท 3 level
SplitMate AI versus Wealthly AI: the parameters behind the verdict, then further details
ParameterSplitMate AIWealthly AI
PriceFreeFree
Update frequencyFortnightlyEvery 3 days โ€” better
AdsYesNo โ€” better
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 โ€” better
Further details โ€” not scored
Size39 MB51 MB
Age rating4+4+
DeveloperCHRISTOPHER KOZHAYA SAADBobur Irgashev

In-app purchases

None

SplitMate AI

No in-app purchases

2 purchases

Wealthly AI

Subscriptions2
  • Wealthly AI Pro3 Days trial$4.991 Month
  • Wealthly AI Pro (Yearly)3 Days trial$29.991 Year

Questions

Is SplitMate AI free?
SplitMate AI is free to download, with no in-app purchases.
Is Wealthly AI free?
Wealthly AI is free to download, with in-app purchases available.
Do SplitMate AI or Wealthly AI have ads?
SplitMate AI shows ads; Wealthly AI does not.
Which is updated more often, SplitMate AI or Wealthly AI?
SplitMate AI ships an update fortnightly, and Wealthly AI every 3 days. Most recently, SplitMate AI was updated on October 25, 2026 and Wealthly AI on October 25, 2026.

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