房贷宝 vs Subdeck

【核心功能】 - 三种贷款类型：商业贷款、公积金贷款、组合贷款，覆盖常见购房场景。 - 双还款方式：等额本息与等额本金自由切换，对比月供与总利息差异。 - 利率灵活：支持 LPR 加基点与基准利率倍数，贴合各地房贷政策。 - 完整还款计划：逐月本金、利息与剩余本金，按自然年折叠查看。 - 个性主题：明亮 / 暗黑 / 跟随系统，橙色主题随心。 - 隐私安全：计算在本机完成，不收集、不上传个人信息。 【适用场景】 - 购房预算：先把月供算清楚，量力而行做决策 - 方案对比：等额本息 vs 等额本金，看清利息差异 - 组合贷测算：商贷与公积金如何搭配更合适 - 还款规划：每月还多少、总利息多少，提前规划

Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/