Budgsy vs TapExpense

Meet "Budgsy". Your All in one budget and finance manager app. Budgsy is the simplest way to stay ahead of your every bill, subscription, and monthly spending budget — track loans, split group costs, set budgets, and never get surprised by a subscription invoice that you forgot or miss an installment for your EMI/loans again. RECURRING BILLS, NEVER MISSED Add rent, utilities, insurance, subscriptions — anything that repeats. Budgsy tracks the due date, frequency, and tax automatically, and reminds you before it's due (same day up to 30 days ahead). SPLIT COSTS WITH FRIENDS Going on a trip or sharing house expenses? Create a split group, add members, log shared expenses, and let Budgsy calculate exactly who owes what. Share a link so everyone can follow along in real time. TRACK LOANS EASILY Log money you lent or borrowed. Share a link with the other person so both sides stay in sync — no more awkward "do you remember how much?" conversations. MONTHLY BUDGETS Set spending limits by category and see how close you are in real time. Know before you overspend, not after. SPENDING TRACKER Log everyday purchases separately from your bills. See where your money actually goes each month with a clean monthly breakdown. SAVINGS GOALS Saving for a trip, a new phone, or an emergency fund? Set a target, log deposits as you go, and watch the progress bar fill. EXCHANGE RATES Live currency rates for 50+ currencies, always up to date. Useful when tracking expenses across multiple currencies. BACK UP YOUR DATA Sign in to automatically back up everything to your account. Switch phones or reinstall — your data is always safe and ready to restore. BUILT FOR REAL LIFE • Multi-currency support • Reminders up to 30 days before due date • Partial payments and payment history • Works offline, syncs when connected

TapExpense is the expense tracker built for people who just want to log a purchase and get on with their day — no account, no sign-up, no ads, no network required. Every expense stays on your device, in a real local database, from the very first tap. LOG AN EXPENSE IN 5 SECONDS Tap the + button and the amount field is already focused with the keypad up. Type an amount, pick a category and payment method from single-tap chips, save — done. Titles are optional; untitled expenses show their category. As you type, TapExpense suggests titles learned from your own history, and accepting one prefills the amount, category and payment method in a single tap — every field stays editable if it guessed wrong. That runs entirely on-device: no AI service, no cloud model, no network call. It is a deterministic ranking of your own history by recency, frequency and time of day — fast, predictable and private. YOUR DATA NEVER LEAVES YOUR DEVICE • Fully functional offline — always, everywhere, no exceptions • No account, no sign-up, no email required • No ad SDKs, no trackers, no analytics of any kind • Optional Face ID / Touch ID lock with PIN fallback • Optional blur for amounts in the app switcher • Export to CSV or JSON any time, free — your data is never held hostage SEE WHERE YOUR MONEY GOES The dashboard centers on one number: what you spent today, this week, this month, this year or all time, with a chart shaped to match. Tap a bar to filter the list to that period. Reports add a category breakdown, a payment-method breakdown, a six-period trend and month-over-month deltas that name your biggest mover. Every figure is computed on-device. FASTER THAN OPENING THE APP • Home Screen and Lock Screen widgets, including an interactive "log it again" widget that saves your most frequent expense in one tap, without launching the app • Siri and Apple Shortcuts: "Log an expense in TapExpense", get your period total, open Quick Add, search expenses, or undo the last entry • A guided Apple Wallet automation, so an Apple Pay tap can hand the merchant and amount straight to TapExpense MULTIPLE PROFILES Keep personal, business or shared spending in fully separate profiles, each with its own categories, payment methods, currency and learned suggestions. Switch in one tap. BACKUP AND RESTORE, ON YOUR TERMS Create an encrypted backup (AES-256-GCM) protected by your own passphrase, and preview exactly what a restore will change before anything is applied. Restores merge safely by ID, so you never lose data by mistake. Schedule automatic backups and optionally keep them in your own iCloud Drive — TapExpense never sees your files. OPTIONAL NOTION SYNC Mirror your expenses into your own Notion database as you log them. Entirely opt-in, with zero effect on the app if you never turn it on. FREE VS. PRO Unlimited expenses, up to 20 categories, one profile, current-month reports, CSV/JSON export and full backup/restore are free — permanently, with no trial period and no nagging. TapExpense Pro adds unlimited profiles, full history and every reporting period, advanced filters, every widget and automation, and Notion sync. Backup and export stay free either way — that line never moves. No accounts. No ads. No trackers. Just a fast, private way to know exactly where your money goes. Terms of Use: https://tap-expense.com/terms/