EasyDebts vs iDeptly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EasyDebts
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EasyDebts Tracker is a simple and private app that helps you record money you need to receive and money you need to pay. It is useful for personal debts, small business credit records, customer balances, shop records, freelance payments, bills, loans, and money exchanged between friends, clients, or customers. You can easily record who gave or took money, how much is pending, when the payment is due, and when the payment is completed. With EasyDebts Tracker, you can save the person or client name, phone number, amount, currency, date, due date, notes, and payment status. When money is paid later or returned back, you can update the record and attach a payment screenshot, receipt, invoice, bill, or proof image from your camera or gallery. EasyDebts Tracker supports 70+ currencies, making it useful for users who deal with different currencies for personal or business records. You can record separate balances by currency and clearly see how much you need to receive or pay. The app also includes due date reminders. You can enable payment reminders and choose reminder days, such as before the due date or on the payment date, so you do not forget important pending payments. You can also call the person or client directly from the app, making it easier to follow up on pending payments or confirm payment details. EasyDebts Tracker allows you to export each client’s transaction history as a PDF file. This is useful for keeping records, printing, sharing with clients, or saving payment history for future reference. EasyDebts Tracker is designed to be simple, fast, and easy to use. You do not need to create an account or sign in to use the app. Your records are stored locally on your device, giving you more privacy and control over your data. The app also supports backup and restore. You can export your records into a ZIP backup file before uninstalling the app or changing your device. After installing the app again, you can restore your records from the ZIP file, including saved records and attached receipt images. Main Features: • Record money you need to receive • Record money you need to pay • Save person or client name and phone number • Call the person or client directly from the app • Save amount, currency, date, and due date • Support for 70+ currencies • Attach payment screenshots, receipts, invoices, bills, or proof images • Mark records as unpaid, partially paid, or paid • View and manage payment history • View client balance and transaction history • Export client transaction history as a PDF file • Enable due date and payment reminders • Choose reminder days from settings • Search records easily • Use the app without account registration • Store records locally on your device • Backup and restore data using a ZIP file EasyDebts Tracker helps you keep clear records of pending money, returned payments, and completed payments. It is useful for personal use, small businesses, shop owners, freelancers, customers, friends, and anyone who needs a simple way to manage debt, due, and payment records.
iDeptly
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iDeptly is a private, offline debt tracker and personal ledger that makes it easy to keep track of money owed between you and the people you know or do business with. Whether a customer owes you money, you need to track a supplier payment, or you simply want to remember money borrowed or lent between friends and family, iDeptly gives you a simple, organized way to manage it — without spreadsheets, notebooks, accounts, or cloud storage. Track What You Owe — and What’s Owed to You Keep both sides of your personal ledger in one place. For every contact, you can record: * Money they owe you * Money you owe them * Payments and partial payments * Refunds and corrections * Due dates * Notes and receipts * Different currencies Your complete debt and payment history stays available, so previous transactions are never silently overwritten. Never Lose Track of a Payment Add due dates and reminders to important debts and IOUs. iDeptly can remind you before and after a payment becomes due, helping you keep track of outstanding balances without checking your ledger every day. Attach Receipts and Documents Photograph a receipt or attach supporting documents directly to a debt record. Keep the transaction and its proof together instead of searching through photos, messages, or paperwork later. Understand Your Money with Reports Quickly see: * Total money owed to you * Total money you owe * Paid debts * Outstanding balances * Overdue debts * Activity for any selected period View reports for an individual contact or across your entire ledger. Your Financial Records Stay Private iDeptly is designed around local, offline storage. No account. No cloud database. No advertising. No tracking. Your debt records stay on your device instead of being stored in an online account. Protect access with a PIN and, where supported, fingerprint or Face ID. Encrypted Backup and Restore Create a password-protected encrypted backup of your ledger whenever you want. Restore your backup on another supported device without relying on an iDeptly cloud account. A Better Alternative to a Debt Notebook iDeptly is useful for anyone who needs a straightforward debt manager or IOU tracker, including: * Individuals * Friends and families * Freelancers * Small business owners * Shop owners * Customers and suppliers Instead of maintaining a debt notebook or complicated spreadsheet, keep your balances, payments, receipts, reminders, and history organized in one dedicated app. Simple Debt Tracking. Completely Private. Use iDeptly as your personal debt tracker, IOU manager, and offline ledger for keeping accurate records of money you owe and money owed to you. iDeptly is a record-keeping tool only. It does not lend money, provide credit, facilitate loans, or charge interest.
Screenshots
Verdict
The clearest difference is in-app purchases: EasyDebts at none against iDeptly's 1. iDeptly's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iDeptly sells 1 one-off in-app purchase. EasyDebts asks for nothing beyond the download.
EasyDebts ships an update every 3 months, iDeptly every 3 weeks. The most recent releases landed on November 10, 2026 and November 13, 2026 respectively.
| Parameter | EasyDebts | iDeptly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 26 MB | 35 MB |
| Age rating | 4+ | 12+ |
| Developer | Dev Thing | IBARQ |
In-app purchases
EasyDebts
No in-app purchases
iDeptly
- iDeptly Pro$4.99









