Finvygo vs Augustin

Finvygo is a net worth tracking app. You enter what you own. Finvygo brings it all into a single view, keeps prices and rates up to date, and works out your true net worth, with debts deducted. Tracking is free, with no limit on assets. No bank connection, no aggregator, no broker credentials: you enter your holdings yourself. Anonymous: with a private key, your account is created with no name and no email address. Web and mobile Finvygo comes as a mobile app and as a web app at finvygo.com. Same account, synced data: add a holding from your computer and find it in your pocket. Your dashboard - Total net worth, daily change and a trend line - True portfolio performance, with your contributions factored in - Breakdown by asset class, by currency, by account and by broker - Estimated passive income: dividends, coupons, rent and interest - Upcoming dividends, best and worst performers, favorites - Widgets you can reorder on your dashboard Everything you own, in one place - Stocks and ETFs, with cost basis and prices updated after each market close, in the account of your choice - Mutual funds and index funds, with their latest net asset value - Cryptocurrencies, with wallet import from a public address - Physical property, including short-term rentals, and listed real estate: REITs and property funds - Savings accounts and term deposits - Life insurance and retirement: capital-guaranteed funds, unit-linked funds, managed portfolios - Bonds, peer-to-peer lending, precious metals, cash and custom assets - Loans and debts, with an editable repayment schedule Import instead of typing Import a CSV of holdings exported from your broker. Finvygo detects the columns on its own and shows you a summary before writing anything. Premium, optional - Intraday prices during market hours, slightly delayed - A point-by-point chart of your net worth over 24 hours - Price alerts, checked every hour during market hours - Recaps every day, every week and every month - An AI assistant that answers about your wealth - Your wealth in Claude or ChatGPT, through a connector you authorize and can remove at any time 15 days of Premium free when you create your account, no card required. Tools - Compound interest calculator - Loan simulator, with a comparison of offers - Rental yield calculator - A “what if I had invested” simulator All tools are provided for information only and give estimates, not advice. Private and secure PIN or biometric lock, two-factor authentication from the web app, instant amount masking, permanent account deletion. Your data is never sold. Built for every country You enter your holdings yourself: no bank logins, no aggregators, no broker credentials. Nothing depends on bank coverage where you live, so Finvygo works in any country. Market prices and daily exchange rates keep your net worth current, in your choice of 75 currencies. Available in 13 languages: Français, English, Deutsch, Español, Português (Portugal), Português (Brasil), Italiano, Nederlands, Polski, Svenska, Dansk, Čeština, Română. If yours isn't listed, the app runs in English. At a glance Price: free tracking; optional Premium, with a 15-day trial Bank connections: none, so it works anywhere Platforms: mobile and web apps, one synced account Languages: 13 (Français, English, Deutsch, Español, Português (Portugal), Português (Brasil), Italiano, Nederlands, Polski, Svenska, Dansk, Čeština, Română), English otherwise Currencies: 75, your choice Catalog: universal, tax-advantaged accounts detailed for several countries AI: built-in assistant and Claude or ChatGPT connector, with Premium Private key sign-in: an account with no name or email Finvygo is a tracking and information tool. It does not execute any transaction, does not hold your funds or your crypto, and does not provide any investment, tax or financial advice. The prices shown are indicative. Terms of Use: https://finvygo.com/en/terms

Augustin shows your whole net worth in one number: up to date, in your currencies, without connecting your bank. ALL YOUR MONEY IN ONE PLACE • Bank accounts and cash, grouped by bank • Stocks, ETFs, funds and crypto, with market prices • Your home, its value followed with house price indices, and its mortgage • Home improvements that add to your home's value (Premium) • Your car and other vehicles, their value estimated from the purchase, and their loans • Loans and credit cards • Every currency, converted at today's rates YOUR RUNWAY How many months could your savings cover? Augustin turns your reserve into months of freedom and celebrates each milestone: one month, three, six, a year and beyond. YOUR GOALS • A trip, a car, a home deposit: Augustin tells you how much to put aside each month, and when you'll get there • Money set aside from your accounts, never counted twice, and your real pace • One goal is free, more come with Premium EVERY TRANSACTION IN SECONDS • Quick entry, with the category found for you • Or one sentence to Siri: what you spent, where and when • Bank statements imported from a CSV or PDF file, screenshots or a paper statement scanned with your iPhone, checked against your balances (the first import is free, then Premium) • Apple Pay payments ready to save in one tap, through a Shortcuts automation (Premium) • Widgets, Control Center and the Action button UNDERSTAND YOUR MONTH • Spending by category, budgets that show your pace, recurring payments recorded on their own (two budgets and two recurring payments are free, more come with Premium) • Your own categories, for spending or income (Premium) • Recurring investments, recorded on their date (Premium) • A monthly recap in five cards • Your net worth month by month, and PDF reports of your month or your year (Premium) • Seven calculators filled in with your own numbers: loan, car, buying a home, retirement, investing every month, refinancing, inflation (saving a scenario: Premium) TOGETHER • A household of up to six people: share an account, a home or a loan, and each of you counts your own share. Creating a household comes with Premium, for everyone in it; joining one is free • Friends: share your milestones and streaks, never an amount PRIVATE BY DESIGN • No bank connection, no ads, no data sold • Statements, screenshots and scans are read on your iPhone • Your data is encrypted before it leaves your iPhone, and backed up on servers in Europe • Face ID lock, and a discreet mode that hides every amount PREMIUM Apple Pay payments ready to save in one tap; goals, budgets, recurring payments and statement imports without limit; your own categories; recurring investments; home improvements; your net worth month by month; PDF reports; saved scenarios; and creating a household of up to six people, all of them with Premium. Choose a yearly or monthly subscription, each with a trial, or a one-time purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel them in your App Store account settings. Terms of Use: https://getaugustin.com/terms Privacy Policy: https://getaugustin.com/privacy Augustin gives an estimate of your wealth, not financial advice. Market prices may be delayed.