Comparison

TabPay vs SwiftSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TabPay

Features
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TabPay — приложение для водителей, которое позволяет легко управлять своими заработками и мгновенно выводить деньги на карту. Основные функции: • Просматривай баланс и историю выплат. • Выводи заработок на карту в любое время. • Уведомления о поступлении выплат. • Поддержка популярных банков Казахстана. TabPay помогает водителям быстро и удобно распоряжаться своими доходами без ожидания и сложностей. Безопасность: Все платежи защищены и выполняются через официальные партнёрские платёжные сервисы. Поддержка: В случае вопросов или проблем, наша команда всегда готова помочь.

About

SwiftSpend

Effortlessly track your expenses in seconds using voice commands or quick manual entry. Manage multiple currencies, set budgets, and gain insights into your spending habits with AI-powered analysis. Secure and private, with optional premium features for advanced control.

Highlights
  • Voice-activated expense logging
  • Multi-currency account management
  • AI-driven spending analysis
  • Customizable budget limits
  • Data export to CSV
  • Recurring transaction tracking
Features
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Tell the Telegram bot "taxi $8, coffee $3" – and it's logged. SwiftSpend works out the amounts and categories by itself and shows you one number: how much you can spend today and still make it to payday. Three seconds a day. No spreadsheets. No bank access. HOW IT WORKS You spend – you tell the bot, by voice or text, without opening the app. Wrong category? Fix it with one tap. Open SwiftSpend – see what's left for today and the forecast to the end of the month. BANK SMS – FORWARD IT TO THE BOT Forward a bank debit notification to the bot – it picks out the amount and offers to log the transaction. Still no access to your bank. WHAT'S LEFT FOR TODAY Your remaining money is divided across the days to the end of the month, with category limits taken into account. Spend less – tomorrow's number grows. Spend more – it shows you where to cut back. FORECAST AND AI REVIEW Based on your history, the app forecasts your spending to the end of the month – by day and by week – so you find out about going into the red two weeks early, not on payday. On the 1st, AI writes you a short personal review: where the money went and what to change. ACCOUNTS, DEPOSITS, LOANS, DEBTS Cash, cards and savings deposits in different currencies – one total balance at the current exchange rate. Deposits with interest accrued on schedule. Loans and instalment plans: payment schedule, early repayment. Debts: who owes you and whom you owe. Savings goals with progress. CAR (PREMIUM) Logged a fill-up? Enter the mileage and litres – the app does the rest: fuel consumption, cost per kilometre and all your car spending by month – fuel, repairs, car wash. TWO TAPS TO ADD Not into Telegram? The in-app keypad adds an expense in two taps. No signal? The expense is saved and syncs later. PRIVACY No bank access needed. Sign in with Apple; link Telegram later, if you want. Hide all amounts with one tap and lock the app with Face ID. FREE FOREVER Expenses and income, accounts in multiple currencies, limits, debts, goals, one loan or instalment plan, today's spendable amount, 20 voice messages and 10 bank SMS to the bot per month. SWIFTSPEND PREMIUM Forecast to the end of the month, AI review, car, mortgage with tranches and a grace period, category groups, unlimited voice and SMS, a weekly summary in Telegram, advanced analytics and higher limits. Download SwiftSpend – and by tonight you'll know exactly where your budget went. The subscription is charged to your Apple Account and renews automatically unless auto-renewal is turned off at least 24 hours before the end of the current period. Manage your subscription in your Apple Account settings. Terms of Use: https://kaib5343.github.io/swiftspend-legal/terms-of-use.html Privacy Policy: https://kaib5343.github.io/swiftspend-legal/privacy-policy.html

Screenshots

TabPay4 screens
SwiftSpend4 screens

Verdict

The call

The clearest difference is in-app purchases: TabPay at none against SwiftSpend's 2. TabPay also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). SwiftSpend's advantage is update cadence (weekly vs fortnightly). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SwiftSpend sells 2 in-app purchases, starting at $2.99 per month. TabPay asks for nothing beyond the download.

UpkeepUpdate frequency

TabPay ships an update fortnightly, SwiftSpend weekly. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 4 level
TabPay versus SwiftSpend: the parameters behind the verdict, then further details
ParameterTabPaySwiftSpend
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size27 MB20 MB
Age rating17+4+
DeveloperTAXITECH, TOOAshrafulla Atadjanov

In-app purchases

None

TabPay

No in-app purchases

2 purchases

SwiftSpend

Subscriptions2
  • SwiftSpend Premium$2.991 Month
  • SwiftSpend Premium$19.991 Year

Questions

Is TabPay free?
TabPay is free to download, with no in-app purchases.
Is SwiftSpend free?
SwiftSpend is free to download, with in-app purchases available.
Do TabPay or SwiftSpend have ads?
Neither TabPay nor SwiftSpend shows ads.
Which is updated more often, TabPay or SwiftSpend?
TabPay ships an update fortnightly, and SwiftSpend weekly. Most recently, TabPay was updated on October 31, 2026 and SwiftSpend on October 28, 2026.

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