Comparison

Float vs Moniy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Float

Features
Read full description

Float is a clean, beautiful tool for tracking your spending and staying on top of your personal budget. No account needed. No ads. Just your money, clearly organized. - Budgets. Set a monthly limit and watch your balance update in real time as you add expenses. - Analytics. A clear spending donut by category - see at a glance where your money goes. - Recurring payments. Add subscriptions, rent, and bills once. Float reminds you on the right day. - 166 currencies. Instant conversion at live exchange rates right when you log a foreign-currency expense. - Widgets. Your balance and recent transactions on the Lock Screen or Home Screen - no need to open the app. - Face ID. One switch to lock the app with biometrics. Your financial data stays yours. All data is stored on your device. Optionally, sync automatically via iCloud. No ads. No subscription. No tracking.

About

Moniy

Features
Read full description

People decide in just a few seconds whether to download an app. Moniy helps you take control of your finances with a clean, fast, and powerful budgeting experience. Track every expense, plan your budget, monitor subscriptions, manage debt, build savings goals, and grow your net worth—all in one place. Features Track Every Expense Know exactly where your money goes. • Expense tracking • Income tracking • Multiple accounts • Categories & tags • Notes • Search & filters Budget Smarter Create budgets that actually help you save. • Monthly budgets • Category budgets • Spending progress • Budget insights • Budget rollover Subscription Tracker Never forget another renewal. • Subscription reminders • Upcoming payments • Monthly subscription overview • Annual subscription cost • Renewal calendar Savings Goals Turn your goals into reality. • Saving goals • Progress tracking • Target dates • Contribution history • Goal completion Asset & Net Worth Tracker See your complete financial picture. Track: • Cash • Bank accounts • Credit cards • Investments • Crypto • Assets Watch your net worth grow over time. Debt Tracker Stay on top of every debt. • Loans • Credit cards • Debt progress • Remaining balance • Payment history Bills & Recurring Transactions Stay organized. • Recurring income • Recurring expenses • Bill reminders • Upcoming payments Powerful Insights Understand your spending habits. • Spending trends • Monthly reports • Category breakdown • Cash flow • Financial overview Beautiful Widgets Keep your finances on your Home Screen. • Budget widget • Spending widget • Savings widget • Subscription widget • Net worth widget Designed for Everyday Life • Fast & simple • Beautiful design • Private by default • Powerful yet easy to use • Works offline Take control of your money today with Moniy and make smarter financial decisions every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicy-principle-93b.notion.site/Privacy-Policy-for-Moniy-3b3d0a8e58cb80b39605fac3b6819607?pvs=73

Screenshots

Float4 screens
Moniy4 screens

Verdict

The call

The clearest difference is in-app purchases: Float at none against Moniy's 2. Moniy's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moniy sells 2 in-app purchases, starting at $1.99 per month. Float asks for nothing beyond the download.

Scorecard3 real differences · 3 level
Float versus Moniy: the parameters behind the verdict, then further details
ParameterFloatMoniy
PriceFreeFree
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size12 MB62 MB
Age rating4+4+
DeveloperAleksandr LoshkovNiyazi Kilic

In-app purchases

None

Float

No in-app purchases

2 purchases

Moniy

Subscriptions2
  • Moniy Pro Monthly$1.991 Month
  • Moniy Pro Yearly$17.991 Year

Questions

Is Float free?
Float is free to download, with no in-app purchases.
Is Moniy free?
Moniy is free to download, with in-app purchases available.
Do Float or Moniy have ads?
Neither Float nor Moniy shows ads.

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