Float vs Moniy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Float
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Float is a clean, beautiful tool for tracking your spending and staying on top of your personal budget. No account needed. No ads. Just your money, clearly organized. - Budgets. Set a monthly limit and watch your balance update in real time as you add expenses. - Analytics. A clear spending donut by category - see at a glance where your money goes. - Recurring payments. Add subscriptions, rent, and bills once. Float reminds you on the right day. - 166 currencies. Instant conversion at live exchange rates right when you log a foreign-currency expense. - Widgets. Your balance and recent transactions on the Lock Screen or Home Screen - no need to open the app. - Face ID. One switch to lock the app with biometrics. Your financial data stays yours. All data is stored on your device. Optionally, sync automatically via iCloud. No ads. No subscription. No tracking.
Moniy
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People decide in just a few seconds whether to download an app. Moniy helps you take control of your finances with a clean, fast, and powerful budgeting experience. Track every expense, plan your budget, monitor subscriptions, manage debt, build savings goals, and grow your net worth—all in one place. Features Track Every Expense Know exactly where your money goes. • Expense tracking • Income tracking • Multiple accounts • Categories & tags • Notes • Search & filters Budget Smarter Create budgets that actually help you save. • Monthly budgets • Category budgets • Spending progress • Budget insights • Budget rollover Subscription Tracker Never forget another renewal. • Subscription reminders • Upcoming payments • Monthly subscription overview • Annual subscription cost • Renewal calendar Savings Goals Turn your goals into reality. • Saving goals • Progress tracking • Target dates • Contribution history • Goal completion Asset & Net Worth Tracker See your complete financial picture. Track: • Cash • Bank accounts • Credit cards • Investments • Crypto • Assets Watch your net worth grow over time. Debt Tracker Stay on top of every debt. • Loans • Credit cards • Debt progress • Remaining balance • Payment history Bills & Recurring Transactions Stay organized. • Recurring income • Recurring expenses • Bill reminders • Upcoming payments Powerful Insights Understand your spending habits. • Spending trends • Monthly reports • Category breakdown • Cash flow • Financial overview Beautiful Widgets Keep your finances on your Home Screen. • Budget widget • Spending widget • Savings widget • Subscription widget • Net worth widget Designed for Everyday Life • Fast & simple • Beautiful design • Private by default • Powerful yet easy to use • Works offline Take control of your money today with Moniy and make smarter financial decisions every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicy-principle-93b.notion.site/Privacy-Policy-for-Moniy-3b3d0a8e58cb80b39605fac3b6819607?pvs=73
Screenshots
Verdict
The clearest difference is in-app purchases: Float at none against Moniy's 2. Moniy's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moniy sells 2 in-app purchases, starting at $1.99 per month. Float asks for nothing beyond the download.
| Parameter | Float | Moniy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 12 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Aleksandr Loshkov | Niyazi Kilic |
In-app purchases
Float
No in-app purchases
Moniy
- Moniy Pro Monthly$1.991 Month
- Moniy Pro Yearly$17.991 Year









