Comparison

USB Mobile Banking vs GNBank Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USB Mobile Banking

Manage your Union State Bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills securely. An internet banking account is required to activate the app.

Highlights
  • Check account balances and history
  • Transfer funds between accounts
  • Mobile check deposits
  • Pay bills
  • Bank anywhere, anytime
Features
Read full description

Whether you are a Union State Bank of Everest or Horton, Bank of Atchison, Bank of Gower, Bank of McLouth, Bank of Plattsburg, or Bank of Oskaloosa customer, bank anywhere and anytime with USB Mobile Banking app, check balances and history, make transfers between accounts, make check deposits, and pay bills. You must have an internet banking account to activate app on your device, if on cellular connection normal data connection charges may apply. To sign up for internet banking go to www.mybankusb.com. Member FDIC and Equal Housing Lender

About

GNBank Mobile Banking

Manage all your financial accounts, including those from other institutions, in one secure place. Track transactions, make payments, deposit checks, and set balance alerts to simplify your financial life.

Highlights
  • Aggregate accounts from multiple institutions
  • Organize transactions with tags and notes
  • Set up balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

GNBank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with GNBank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the GNBank Mobile Banking app, you must be enrolled as a GNBank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

USB Mobile Banking4 screens
GNBank Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: GNBank Mobile Banking at 4.8 against USB Mobile Banking's 4.3. GNBank Mobile Banking also leads on ratings volume (1.8K vs 7) and update cadence (monthly vs every 4 months). USB Mobile Banking's advantage is review sentiment (100% vs 75%) and monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GNBank Mobile Banking holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: GNBank Mobile Banking has 1.8K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 100% of USB Mobile Banking's written reviews are positive against 75% of GNBank Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

USB Mobile Banking ships an update every 4 months, GNBank Mobile Banking monthly. The most recent releases landed on September 30, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
USB Mobile Banking versus GNBank Mobile Banking: the parameters behind the verdict, then further details
ParameterUSB Mobile BankingGNBank Mobile Banking
PriceFreeFree
Rating4.3 (7 ratings)4.8 (1.8K ratings) — better
Positive reviews100.0% of reviews — better75.0% of reviews
Number of ratings71.8K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.2 — better18.4
Further details — not scored
Size130 MB196 MB
Age rating4+4+
DeveloperUnion State Bank1Girard National Bank

Customer experience

USB Mobile Banking

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

GNBank Mobile Banking

All ratings1,757 ratings
Positive97.4%
Neutral1.1%
Negative1.5%
Written reviews12 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

USB Mobile Banking

No in-app purchases

None

GNBank Mobile Banking

No in-app purchases

Questions

Is USB Mobile Banking free?
USB Mobile Banking is free to download, with no in-app purchases.
Is GNBank Mobile Banking free?
GNBank Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, USB Mobile Banking or GNBank Mobile Banking?
GNBank Mobile Banking is rated higher. USB Mobile Banking averages 4.3 out of 5 from 7 ratings, while GNBank Mobile Banking averages 4.8 from 1.8K ratings.
Do USB Mobile Banking or GNBank Mobile Banking have ads?
Neither USB Mobile Banking nor GNBank Mobile Banking shows ads.
Which is updated more often, USB Mobile Banking or GNBank Mobile Banking?
USB Mobile Banking ships an update every 4 months, and GNBank Mobile Banking monthly. Most recently, USB Mobile Banking was updated on September 30, 2026 and GNBank Mobile Banking on October 21, 2026.

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