USB Mobile Banking vs GNBank Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
USB Mobile Banking
Manage your Union State Bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills securely. An internet banking account is required to activate the app.
- Check account balances and history
- Transfer funds between accounts
- Mobile check deposits
- Pay bills
- Bank anywhere, anytime
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Whether you are a Union State Bank of Everest or Horton, Bank of Atchison, Bank of Gower, Bank of McLouth, Bank of Plattsburg, or Bank of Oskaloosa customer, bank anywhere and anytime with USB Mobile Banking app, check balances and history, make transfers between accounts, make check deposits, and pay bills. You must have an internet banking account to activate app on your device, if on cellular connection normal data connection charges may apply. To sign up for internet banking go to www.mybankusb.com. Member FDIC and Equal Housing Lender
GNBank Mobile Banking
Manage all your financial accounts, including those from other institutions, in one secure place. Track transactions, make payments, deposit checks, and set balance alerts to simplify your financial life.
- Aggregate accounts from multiple institutions
- Organize transactions with tags and notes
- Set up balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements
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GNBank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with GNBank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the GNBank Mobile Banking app, you must be enrolled as a GNBank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is rating: GNBank Mobile Banking at 4.8 against USB Mobile Banking's 4.3. GNBank Mobile Banking also leads on ratings volume (1.8K vs 7) and update cadence (monthly vs every 4 months). USB Mobile Banking's advantage is review sentiment (100% vs 75%) and monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GNBank Mobile Banking holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: GNBank Mobile Banking has 1.8K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 100% of USB Mobile Banking's written reviews are positive against 75% of GNBank Mobile Banking's, so the app with the better star average is not the one people write more warmly about.
USB Mobile Banking ships an update every 4 months, GNBank Mobile Banking monthly. The most recent releases landed on September 30, 2026 and October 21, 2026 respectively.
| Parameter | USB Mobile Banking | GNBank Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (7 ratings) | 4.8 (1.8K ratings) — better |
| Positive reviews | 100.0% of reviews — better | 75.0% of reviews |
| Number of ratings | 7 | 1.8K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.2 — better | 18.4 |
| Further details — not scored | ||
| Size | 130 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Union State Bank1 | Girard National Bank |
Customer experience
USB Mobile Banking
GNBank Mobile Banking
In-app purchases
USB Mobile Banking
No in-app purchases
GNBank Mobile Banking
No in-app purchases
Questions
Is USB Mobile Banking free?
Is GNBank Mobile Banking free?
Which has better reviews, USB Mobile Banking or GNBank Mobile Banking?
Do USB Mobile Banking or GNBank Mobile Banking have ads?
Which is updated more often, USB Mobile Banking or GNBank Mobile Banking?
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