USB vs USB Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
USB
Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.
- Check account balances 24/7
- View pending transactions
- Seamless funds transfers
- Convenient bill pay
- Mobile check deposits
- Secure messaging
- Branch locator
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Bank Anywhere, Anytime, on Any Device with USB Mobile Banking! Take control of your finances effortlessly with the USB Mobile App, designed to provide ultimate convenience, security, and efficiency. Whether you're on your smartphone or tablet, enjoy the freedom to manage your accounts on the go. Why Choose the USB Mobile App? The Union State Bank mobile banking app is your all-in-one solution for banking on your terms. With a sleek, user-friendly design and robust features, you’ll have access to essential banking services wherever you are. And the best part? It’s fast, free, and exclusively available to our valued customers. Features and Benefits at Your Fingertips: Here’s what you can do with the Mobile Banking App: • Check Balances Anytime: Monitor your accounts 24/7 to stay on top of your finances. • View Pending Transactions: See what’s in the pipeline for better financial planning. • Seamless Funds Transfers: Create, approve, cancel, or view fund transfers quickly and securely. • Detailed Transaction History: Access past transactions with images for full transparency. • Secure Messaging: Send and receive secure messages for personalized assistance. • Convenient Bill Pay: Pay bills with ease, saving time and avoiding late fees. • Mobile Deposits: Deposit checks from anywhere by simply snapping a picture. • Customer-to-Customer Transfers: Transfer money instantly between Union State Bank customers. • Branch Locator: Find nearby branches and get their hours of operation. Enhanced Security for Peace of Mind • Biometric Login: Use fingerprint or facial recognition (on compatible devices) for fast, secure access. • Passcode Authentication: Protect your app with an additional layer of security. Experience the Future of Banking Today! Simplify your life with Mobile Banking. Download the app now and unlock the power to bank on your schedule – wherever and whenever it suits you.
USB Mobile Banking
Manage your Union State Bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills securely. An internet banking account is required to activate the app.
- Check account balances and history
- Transfer funds between accounts
- Mobile check deposits
- Pay bills
- Bank anywhere, anytime
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Whether you are a Union State Bank of Everest or Horton, Bank of Atchison, Bank of Gower, Bank of McLouth, Bank of Plattsburg, or Bank of Oskaloosa customer, bank anywhere and anytime with USB Mobile Banking app, check balances and history, make transfers between accounts, make check deposits, and pay bills. You must have an internet banking account to activate app on your device, if on cellular connection normal data connection charges may apply. To sign up for internet banking go to www.mybankusb.com. Member FDIC and Equal Housing Lender
Screenshots
Verdict
The clearest difference is ads: USB Mobile Banking at none against USB's shown. USB Mobile Banking also leads on review sentiment (100% vs 86%) and iOS requirement (12.2 vs 16.0). USB's advantage is rating (4.7 vs 4.3) and ratings volume (334 vs 7). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
USB holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: USB has 334 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 86% of USB's written reviews are positive against 100% of USB Mobile Banking's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 18, 2026 and July 22, 2026 respectively.
| Parameter | USB | USB Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (334 ratings) — better | 4.3 (7 ratings) |
| Positive reviews | 86.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 334 — better | 7 |
| Update frequency | Every 4 months | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.2 — better |
| Further details — not scored | ||
| Size | 30 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | The Union State Bank | Union State Bank1 |
Customer experience
USB
USB Mobile Banking
Bugs and requests
USB
Reported bugs
2 issues- App crashes or becomes unresponsive
- Compatibility issues with newer OS versions
Requested features
3 requests- Ability to print account activity
- Addition of budgeting and financial management tools
- Faster availability of deposited funds
USB Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
USB
No in-app purchases
USB Mobile Banking
No in-app purchases
Questions
Is USB free?
Is USB Mobile Banking free?
Which has better reviews, USB or USB Mobile Banking?
Do USB or USB Mobile Banking have ads?
Which is updated more often, USB or USB Mobile Banking?
Other comparisons
