Comparison

USB vs Union State

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USB

Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.

Highlights
  • Check account balances 24/7
  • View pending transactions
  • Seamless funds transfers
  • Convenient bill pay
  • Mobile check deposits
  • Secure messaging
  • Branch locator
Features
Read full description

Bank Anywhere, Anytime, on Any Device with USB Mobile Banking! Take control of your finances effortlessly with the USB Mobile App, designed to provide ultimate convenience, security, and efficiency. Whether you're on your smartphone or tablet, enjoy the freedom to manage your accounts on the go. Why Choose the USB Mobile App? The Union State Bank mobile banking app is your all-in-one solution for banking on your terms. With a sleek, user-friendly design and robust features, you’ll have access to essential banking services wherever you are. And the best part? It’s fast, free, and exclusively available to our valued customers. Features and Benefits at Your Fingertips: Here’s what you can do with the Mobile Banking App: • Check Balances Anytime: Monitor your accounts 24/7 to stay on top of your finances. • View Pending Transactions: See what’s in the pipeline for better financial planning. • Seamless Funds Transfers: Create, approve, cancel, or view fund transfers quickly and securely. • Detailed Transaction History: Access past transactions with images for full transparency. • Secure Messaging: Send and receive secure messages for personalized assistance. • Convenient Bill Pay: Pay bills with ease, saving time and avoiding late fees. • Mobile Deposits: Deposit checks from anywhere by simply snapping a picture. • Customer-to-Customer Transfers: Transfer money instantly between Union State Bank customers. • Branch Locator: Find nearby branches and get their hours of operation. Enhanced Security for Peace of Mind • Biometric Login: Use fingerprint or facial recognition (on compatible devices) for fast, secure access. • Passcode Authentication: Protect your app with an additional layer of security. Experience the Future of Banking Today! Simplify your life with Mobile Banking. Download the app now and unlock the power to bank on your schedule – wherever and whenever it suits you.

About

Union State

Access your Union State Bank accounts securely from your iPhone or iPad. Manage bills, view alerts, check balances, transfer funds, and find ATM locations. Requires enrollment in online banking.

Highlights
  • Secure online banking access
  • View account alerts
  • Mobile bill payment
  • Check balances
  • Transfer funds
  • Locate ATMs and banking centers
Features
Read full description

Bank anytime you want with Union State's Mobile Banking*. It allows you to access everything you've set up on Union State's Online Banking: sign in with your ID and password, knowing that your information is securely encrypted. You’ll enjoy a fast, optimized experience for your iPhone/iPad. Features: •Alerts: View any alerts you have set up through Union State's Online Banking •Mobile Bill Pay: Pay any bills you have set up through Union State's Online Banking •Check balances, transfer money between Union State Accounts, and locate ATMs/banking centers Privacy Policy for Consumers: http://www.unionstate.net/PDF/Privacy-Policy.pdf *Must be enrolled in Union State's Online Banking. ©2024 Union State Bank - Member FDIC & Equal Housing Lender

Screenshots

USB4 screens
Union State4 screens

Verdict

The call

The clearest difference is review sentiment: USB at 86% against Union State's 0%. USB also leads on rating (4.7 vs 1.7) and ratings volume (334 vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

USB holds the better App Store score, 4.7 against 1.7. That said, the two scores are not equally well evidenced: USB has 334 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 86% of USB's written reviews are positive against 0% of Union State's.

UpkeepUpdate frequency

USB ships an update every 4 months, Union State every 9 months. The most recent releases landed on September 18, 2026 and August 20, 2026 respectively.

Scorecard5 real differences · 5 level
USB versus Union State: the parameters behind the verdict, then further details
ParameterUSBUnion State
PriceFreeFree
Rating4.7 (334 ratings) — better1.7 (3 ratings)
Positive reviews86.2% of reviews — better0.0% of reviews
Number of ratings334 — better3
Update frequencyEvery 4 months — betterEvery 9 months
AdsYesYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size30 MB40 MB
Age rating4+4+
DeveloperThe Union State BankUnion State Bank (AL)

Customer experience

USB

All ratings304 ratings
Positive93.8%
Neutral3.9%
Negative2.3%
Written reviews123 reviews
Positive86.2%
Neutral6.5%
Negative7.3%

Union State

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

Bugs and requests

USB

Reported bugs

2 issues
  • App crashes or becomes unresponsive
  • Compatibility issues with newer OS versions

Requested features

3 requests
  • Ability to print account activity
  • Addition of budgeting and financial management tools
  • Faster availability of deposited funds

Union State

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

USB

No in-app purchases

None

Union State

No in-app purchases

Questions

Is USB free?
USB is free to download, with no in-app purchases.
Is Union State free?
Union State is free to download, with no in-app purchases.
Which has better reviews, USB or Union State?
USB is rated higher. USB averages 4.7 out of 5 from 334 ratings, while Union State averages 1.7 from 3 ratings.
Do USB or Union State have ads?
Both USB and Union State show ads.
Which is updated more often, USB or Union State?
USB ships an update every 4 months, and Union State every 9 months. Most recently, USB was updated on September 18, 2026 and Union State on August 20, 2026.

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