Comparison

USB vs Union State Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USB

Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.

Highlights
  • Check account balances 24/7
  • View pending transactions
  • Seamless funds transfers
  • Convenient bill pay
  • Mobile check deposits
  • Secure messaging
  • Branch locator
Features
Read full description

Bank Anywhere, Anytime, on Any Device with USB Mobile Banking! Take control of your finances effortlessly with the USB Mobile App, designed to provide ultimate convenience, security, and efficiency. Whether you're on your smartphone or tablet, enjoy the freedom to manage your accounts on the go. Why Choose the USB Mobile App? The Union State Bank mobile banking app is your all-in-one solution for banking on your terms. With a sleek, user-friendly design and robust features, you’ll have access to essential banking services wherever you are. And the best part? It’s fast, free, and exclusively available to our valued customers. Features and Benefits at Your Fingertips: Here’s what you can do with the Mobile Banking App: • Check Balances Anytime: Monitor your accounts 24/7 to stay on top of your finances. • View Pending Transactions: See what’s in the pipeline for better financial planning. • Seamless Funds Transfers: Create, approve, cancel, or view fund transfers quickly and securely. • Detailed Transaction History: Access past transactions with images for full transparency. • Secure Messaging: Send and receive secure messages for personalized assistance. • Convenient Bill Pay: Pay bills with ease, saving time and avoiding late fees. • Mobile Deposits: Deposit checks from anywhere by simply snapping a picture. • Customer-to-Customer Transfers: Transfer money instantly between Union State Bank customers. • Branch Locator: Find nearby branches and get their hours of operation. Enhanced Security for Peace of Mind • Biometric Login: Use fingerprint or facial recognition (on compatible devices) for fast, secure access. • Passcode Authentication: Protect your app with an additional layer of security. Experience the Future of Banking Today! Simplify your life with Mobile Banking. Download the app now and unlock the power to bank on your schedule – wherever and whenever it suits you.

About

Union State Bank Mobile

Manage your finances conveniently and securely from your mobile device. Check balances, transfer funds, pay bills, and deposit checks remotely. Getting started is easy with your existing online banking credentials.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Review transaction history
  • Send money via phone number or email
  • Pay bills and transfer to other institutions
  • Remote check deposit via image submission
Read full description

Bank conveniently and securely with Union State Bank Mobile Banking. Now you can manage your finances anytime, anywhere - from your mobile device. Mobile Banking Features * Check your Balance * Transfer Funds * Review your recent transaction activity * Send money to someone with just their phone number or e-mail * Pay your bills or transfer funds to another institution * Deposit checks remotely through mobile banking by simply submitting an image of the front and back of the check Getting started is easy. Simply download the app and sign on with your USB Online user credentials. For more information about Union State Bank mobile services, please visit USBIOWA.COM or call us at 515-462-2161 UNION STATE BANK - Your Hometown Financial Advantage. Member FDIC

Screenshots

USB4 screens
Union State Bank Mobile4 screens

Verdict

The call

USB and Union State Bank Mobile both sit at 4.7 stars, but that hides the real split: 86% of USB's written reviews are positive against 0% of Union State Bank Mobile's. USB also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Union State Bank Mobile holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: USB has 395 ratings behind it against 74, so its average is the more settled of the two. Written reviews complicate that: 86% of USB's written reviews are positive against 0% of Union State Bank Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
USB versus Union State Bank Mobile: the parameters behind the verdict, then further details
ParameterUSBUnion State Bank Mobile
PriceFreeFree
Rating4.7 (395 ratings)4.8 (74 ratings) — better
Positive reviews86.2% of reviews — better0.0% of reviews
Number of ratings395 — better74
Update frequencyEvery 5 monthsEvery 5 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size105 MB114 MB
Age rating4+4+
DeveloperUnion State Bank, KansasUnion State Bank (IA)

Customer experience

USB

All ratings369 ratings
Positive92.4%
Neutral3.8%
Negative3.8%
Written reviews123 reviews
Positive86.2%
Neutral6.5%
Negative7.3%

Union State Bank Mobile

All ratings66 ratings
Positive98.5%
Neutral0.0%
Negative1.5%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

USB

Reported bugs

2 issues
  • App crashes or becomes unresponsive
  • Compatibility issues with newer OS versions

Requested features

3 requests
  • Ability to print account activity
  • Addition of budgeting and financial management tools
  • Faster availability of deposited funds

Union State Bank Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

USB

No in-app purchases

None

Union State Bank Mobile

No in-app purchases

Questions

Is USB free?
USB is free to download, with no in-app purchases.
Is Union State Bank Mobile free?
Union State Bank Mobile is free to download, with no in-app purchases.
Which has better reviews, USB or Union State Bank Mobile?
Union State Bank Mobile is rated higher. USB averages 4.7 out of 5 from 395 ratings, while Union State Bank Mobile averages 4.8 from 74 ratings.
Do USB or Union State Bank Mobile have ads?
Union State Bank Mobile shows ads; USB does not.
Which is updated more often, USB or Union State Bank Mobile?
USB ships an update every 5 months, and Union State Bank Mobile every 5 months. Most recently, USB was updated on November 6, 2026 and Union State Bank Mobile on November 3, 2026.

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