Comparison

USB Mobile Banking vs MSA Mobile for iPhone

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USB Mobile Banking

Manage your Union State Bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills securely. An internet banking account is required to activate the app.

Highlights
  • Check account balances and history
  • Transfer funds between accounts
  • Mobile check deposits
  • Pay bills
  • Bank anywhere, anytime
Features
Read full description

Whether you are a Union State Bank of Everest or Horton, Bank of Atchison, Bank of Gower, Bank of McLouth, Bank of Plattsburg, or Bank of Oskaloosa customer, bank anywhere and anytime with USB Mobile Banking app, check balances and history, make transfers between accounts, make check deposits, and pay bills. You must have an internet banking account to activate app on your device, if on cellular connection normal data connection charges may apply. To sign up for internet banking go to www.mybankusb.com. Member FDIC and Equal Housing Lender

About

MSA Mobile for iPhone

Manage your finances securely and conveniently from your mobile device. Check balances, transfer funds, locate branches and ATMs, and deposit checks remotely. This service is offered free to online banking clients.

Highlights
  • Check account balances
  • Transfer money between accounts
  • Find ATM and branch locations
  • Mobile check deposit
Features
Read full description

MSA Mobile offered by Mutual Savings Association – Home Office Leavenworth, KS as a free service for Online Banking clients. Now you can manage your money anytime, anywhere from your mobile device. With MSA Mobile you can conveniently and securely: •Check your account balances •Transfer money between your accounts •Find ATM’s and branch locations •Mobile Capture Option (Deposit checks from your phone)

Screenshots

USB Mobile Banking4 screens
MSA Mobile for iPhone4 screens

Verdict

The call

The clearest difference is rating: MSA Mobile for iPhone at 4.8 against USB Mobile Banking's 4.3. MSA Mobile for iPhone also leads on ratings volume (135 vs 7). USB Mobile Banking's advantage is monetization model (free vs ad-supported) and iOS requirement (12.2 vs 14.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MSA Mobile for iPhone holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: MSA Mobile for iPhone has 135 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on July 22, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 6 level
USB Mobile Banking versus MSA Mobile for iPhone: the parameters behind the verdict, then further details
ParameterUSB Mobile BankingMSA Mobile for iPhone
PriceFreeFree
Rating4.3 (7 ratings)4.8 (135 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings7135 — better
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.2 — better14.1
Further details — not scored
Size130 MB139 MB
Age rating4+4+
DeveloperUnion State Bank1Mutual Savings Association (INC)

Customer experience

USB Mobile Banking

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

MSA Mobile for iPhone

All ratings135 ratings
Positive94.1%
Neutral3.0%
Negative3.0%

In-app purchases

None

USB Mobile Banking

No in-app purchases

None

MSA Mobile for iPhone

No in-app purchases

Questions

Is USB Mobile Banking free?
USB Mobile Banking is free to download, with no in-app purchases.
Is MSA Mobile for iPhone free?
MSA Mobile for iPhone is free to download, with no in-app purchases.
Which has better reviews, USB Mobile Banking or MSA Mobile for iPhone?
MSA Mobile for iPhone is rated higher. USB Mobile Banking averages 4.3 out of 5 from 7 ratings, while MSA Mobile for iPhone averages 4.8 from 135 ratings.
Do USB Mobile Banking or MSA Mobile for iPhone have ads?
Neither USB Mobile Banking nor MSA Mobile for iPhone shows ads.
Which is updated more often, USB Mobile Banking or MSA Mobile for iPhone?
USB Mobile Banking ships an update every 4 months, and MSA Mobile for iPhone every 4 months. Most recently, USB Mobile Banking was updated on July 22, 2026 and MSA Mobile for iPhone on September 10, 2026.

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