Comparison

USB Mobile Banking vs First State KS Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USB Mobile Banking

Manage your Union State Bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills securely. An internet banking account is required to activate the app.

Highlights
  • Check account balances and history
  • Transfer funds between accounts
  • Mobile check deposits
  • Pay bills
  • Bank anywhere, anytime
Features
Read full description

Whether you are a Union State Bank of Everest or Horton, Bank of Atchison, Bank of Gower, Bank of McLouth, Bank of Plattsburg, or Bank of Oskaloosa customer, bank anywhere and anytime with USB Mobile Banking app, check balances and history, make transfers between accounts, make check deposits, and pay bills. You must have an internet banking account to activate app on your device, if on cellular connection normal data connection charges may apply. To sign up for internet banking go to www.mybankusb.com. Member FDIC and Equal Housing Lender

About

First State KS Mobile Banking

Manage your bank accounts conveniently from your smartphone. Check balances, transfer funds, deposit checks remotely, and locate branches or ATMs. This app is designed for existing online banking customers of First State Bank & Trust.

Highlights
  • Check account balances and activity
  • Transfer funds between accounts
  • View loan and mortgage balances
  • Deposit checks via smartphone camera
  • Find ATMs and banking centers
  • Contact bank via phone or email
Features
Read full description

Bank anywhere, anytime with First State Bank & Trust’s Mobile Banking app! Manage your accounts with the flexibility and convenience that Mobile Banking offers and let FSB&T help you reach your financial goals. Available to all First State Bank & Trust Online Banking customers1, FSBT KS Mobile allows you to check balances, make transfers, make deposits and find locations! Features: - Check activity and balances in checking and savings accounts - Transfer funds between eligible accounts - View mortgage and loan balances and make loan payments - Use your smart phone or tablet camera to snap a photo of a check and deposit it straight from your device 2 - Find ATM’s and banking centers using GPS - Contact Us by phone, email or go to our website Enjoy the freedom, security and ease of banking - whenever and wherever you want - with First State Bank & Trust Mobile Banking! Wireless carrier data usage rates may apply. 1) To log on to this app, you must be enrolled in Online Banking with First State Bank & Trust. If you are not yet enrolled, please visit www.firststateks.com and click ENROLL to begin taking advantage of this mobile banking application. 2) Deposits subject to verification and not available for immediate withdrawal. Fees may apply. See the Mobile Banking Terms and Conditions for details. First State Bank & Trust Member FDIC

Screenshots

USB Mobile Banking4 screens
First State KS Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: USB Mobile Banking at 100% against First State KS Mobile Banking's 18%. USB Mobile Banking also leads on ads (none vs shown). First State KS Mobile Banking's advantage is rating (4.7 vs 4.3) and ratings volume (1.1K vs 7). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First State KS Mobile Banking holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: First State KS Mobile Banking has 1.1K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 100% of USB Mobile Banking's written reviews are positive against 18% of First State KS Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

USB Mobile Banking ships an update every 4 months, First State KS Mobile Banking every 5 months. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
USB Mobile Banking versus First State KS Mobile Banking: the parameters behind the verdict, then further details
ParameterUSB Mobile BankingFirst State KS Mobile Banking
PriceFreeFree
Rating4.3 (7 ratings)4.7 (1.1K ratings) — better
Positive reviews100.0% of reviews — better18.2% of reviews
Number of ratings71.1K — better
Update frequencyEvery 4 months — betterEvery 5 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size132 MB45 MB
Age rating4+4+
DeveloperUnion State Bank1FIRST STATE BANK AND TRUST KS

Customer experience

USB Mobile Banking

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

First State KS Mobile Banking

All ratings831 ratings
Positive96.5%
Neutral1.6%
Negative1.9%
Written reviews11 reviews
Positive18.2%
Neutral0.0%
Negative81.8%

In-app purchases

None

USB Mobile Banking

No in-app purchases

None

First State KS Mobile Banking

No in-app purchases

Questions

Is USB Mobile Banking free?
USB Mobile Banking is free to download, with no in-app purchases.
Is First State KS Mobile Banking free?
First State KS Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, USB Mobile Banking or First State KS Mobile Banking?
First State KS Mobile Banking is rated higher. USB Mobile Banking averages 4.3 out of 5 from 7 ratings, while First State KS Mobile Banking averages 4.7 from 1.1K ratings.
Do USB Mobile Banking or First State KS Mobile Banking have ads?
First State KS Mobile Banking shows ads; USB Mobile Banking does not.
Which is updated more often, USB Mobile Banking or First State KS Mobile Banking?
USB Mobile Banking ships an update every 4 months, and First State KS Mobile Banking every 5 months. Most recently, USB Mobile Banking was updated on November 6, 2026 and First State KS Mobile Banking on November 6, 2026.

Other comparisons