Bullion Note vs Riyu

A lifetime, measured in gold. Bullion Note is a ledger kept in grams of gold. One book for what you earn and spend, one for the metal your family owns, and the same ruler for both. A gram belongs to no currency, so money from different years and different countries can sit side by side. SPEAK, AND KEEP GOING Say several entries in one continuous turn. AI organizes them into separate drafts for you to review and confirm before they’re added to your ledger. You can also type an entry or scan a receipt. EVERYDAY SPENDING, WEIGHED IN GOLD Every income or spending entry carries its weight in gold at the live price. A dinner out, a month of takeout, an impulse buy: each one now has a weight. Stats adds up the week, the month, and the year in gold too, next to where the money went. YOUR VAULT, PIECE BY PIECE The bars, coins, and jewelry in the drawer, in gold, silver, or platinum: record each one by weight and purity, and its reference value moves with the market. Add what you paid to see profit or loss and your break-even price. Keep the receipt photo with the piece, and mark it when it's sold or given away. GOALS AND BUDGETS, DOT BY DOT Set a saving goal in grams of gold and a monthly budget. Time sits beside them: how much of the month has gone, how much of the year is left, all in the same grid of dots that fills in as you go. Press a dot and it answers with the tap and ring of a coin. WIDGETS, ON THE HOME SCREEN The gold price, your vault, this month's budget, the grams left to your goal. Put any of them on the home screen, along with a button that starts a new entry. QUOTES, INSIDE THE VAULT China, Global, and Retail prices side by side, and the Retail board shows how far the store price sits above spot. Candlestick charts are drawn from real market data, the converter turns grams into money and back, and your last quotes stay on screen when you go offline. SIGN IN, PICK UP ANYWHERE If you are not signed in, records stay on this device. Sign in and your records and photos are saved to your Bullion Note account, so your books follow you to a new phone or a new country. Deleted entries wait in the recycle bin in case you change your mind. BLACK AND WHITE, NUMBERS FIRST Calm black-and-white cards, dark mode, and layouts that make room on wide screens and foldables. Record it. Keep it. Pass it on.

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/