Masarify Expense Tracker vs Cancel Subscriptions

Masarify is your personal money manager and expense tracker — full financial control offline, with voice input and an AI money assistant, in Arabic and English. Track every expense and income, see exactly where your money goes, set budgets and savings goals, and stay in control — your finances stay on your phone by default. Everything runs on your phone. No account required. No ads. Optional Google Drive backup only if you want it. BUDGET PLANNER & SPENDING TRACKER • Build budgets across one or many categories and watch your progress in real time • Clear analytics: spending pace, biggest spending categories, cash-flow charts, and a daily spending heatmap • Daily spending analysis and spending patterns at a glance VOICE TRANSACTION ENTRY Just say it — "lunch 120 pounds" or "صرفت ١٢٠ جنيه على الغدا" — and Masarify turns your words into a categorized transaction. Voice expense input understands Egyptian Arabic dialect, Modern Standard Arabic, and English. No typing, no menus. EXPENSE CATEGORIES & MULTI-WALLET • Log expenses, income, and transfers in seconds with smart category suggestions and automatic expense categorization • Manage multiple wallets — cash, bank, savings, and credit card — each with a running balance RECURRING BILLS & SUBSCRIPTIONS • Schedule recurring bills and subscriptions (rent, internet, streaming) that record themselves automatically • Bill reminders and recurring bill tracking; auto-pay due bills from the wallet you choose SAVINGS GOALS • Set savings goals and track contributions toward them over time YOUR AI MONEY ASSISTANT Chat with your finances in plain language. Your AI money assistant (powered by Gemini) gives spending insights and money-management tips — ask "how much did I spend on coffee last month?", and let it create transactions, budgets, and goals for you. EXPORT & SECURITY • Export your data anytime to CSV, PDF, or a full JSON backup • Lock the app with a PIN and optional fingerprint or face unlock MASARIFY PRO Pro unlocks the features you reach for most: • Unlimited voice memos, with longer recordings • More AI assistant messages every day • Unlimited wallets, budgets, savings goals, and custom categories • Compare periods and go deeper in your analytics • Automatic scheduled Google Drive backups Monthly or yearly subscription — manage or cancel anytime in your App Store account. PRIVATE BY DESIGN • 100% offline-first — the app fully works with no internet. • Your transactions are stored only on your device. No cloud sync by default. • Optional Google Drive backup is your own encrypted file on your Drive — we never see it. • Private by design: data stays on your device, analytics are OFF by default, no third-party trackers, no ads. • Open privacy policy: montivagant.github.io/masarify-legal/privacy.html ARABIC-FIRST, BUILT FOR EGYPT & MENA • A personal finance app built for Egypt and the Gulf/MENA — Arabic-first. • Full right-to-left (RTL) layout — built for Arabic, not translated as an afterthought. • Arabic typography tuned for clear numbers, dates, and currency. • Currency defaults to the Egyptian Pound (EGP), and every supported currency works. Start managing your money offline — track every expense, set budgets, and reach your savings goals, in Arabic or English. Made in Egypt. Built for everyone. — Masarify Pro is an auto-renewing subscription (monthly or yearly). Payment is charged to your Apple Account; manage or cancel anytime in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://montivagant.github.io/masarify-legal/privacy.html

Stop paying for subscriptions you forgot you had. Submo is a subscription manager and tracker that keeps every recurring payment in one place — so you always know what renews, when it renews, and how much it costs. When you want out, Submo shows you exactly how to cancel. WHY PEOPLE USE SUBMO - One dashboard for everything — streaming, music, fitness, cloud storage, AI tools, dating apps, news, gym and delivery memberships. - Renewal reminders — get a notification days before you're billed, not after. - Free trial alerts — cancel before a trial turns into a charge you didn't plan for. - Real monthly and yearly totals — see what your subscriptions actually cost per month, per year, and per category. - Cancellation guides — step-by-step instructions for cancelling on iPhone, on the web, and directly with the provider. - Multi-currency support — track subscriptions billed in different currencies side by side. HOW IT WORKS 1. Add your subscriptions — pick from a searchable catalogue of popular services, or add a custom one in seconds. 2. Set the price, billing cycle and renewal date. Weekly, monthly, quarterly, yearly and custom cycles are all supported. 3. Get reminded before every charge, and cancel the ones you no longer want. FEATURES - Subscription tracker with monthly, yearly and category breakdowns - Upcoming renewals calendar so there are no surprise charges - Custom reminder timing — 1, 3, 7 days before renewal, or your own schedule - Free trial tracking with countdown to the first charge - Step-by-step cancellation instructions per service - Paused and cancelled history, so you can see what you've already saved - Your data stays on your device unless you choose to back it up WHAT SUBMO: SUBSCRIPTION MANAGER HELPS YOU ANSWER "What am I actually subscribed to?" "Which charge is that on my statement?" "When does this renew?" "How do I cancel this without hunting through five settings menus?" Most people underestimate their recurring spending, because subscriptions are designed to be easy to start and quiet to keep. Submo makes them visible again. Questions or a service you'd like us to add? Get in touch at hello@submoapp.com Subscriptions & Terms Submo is free to download and use for tracking your subscriptions. Premium unlocks unlimited subscriptions, advanced reminders and full cancellation guides. Some advanced features require a Premium subscription Payment will be charged to your iTunes account after purchase confirmation Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period You can manage or cancel subscriptions in your iTunes account settings Learn more: http://support.apple.com/en-us/HT202039 Terms of Use: https://submoapp.com/terms-of-use Privacy Policy: https://submoapp.com/privacy-policy