Loan Wheel vs Basis

Know exactly what you'll pay before you sign anything. Loan Wheel is a fast, no-nonsense auto loan calculator built for anyone shopping for a car, truck, or SUV. Enter your vehicle price, down payment, trade-in value, sales tax, and interest rate — get your estimated monthly payment instantly. WHY LOAN WHEEL - Instant Monthly Payment Estimates See your exact estimated payment the moment you finish entering your numbers. No sign-up, no waiting. - Full Amortization Schedule View a complete month-by-month breakdown of principal, interest, and remaining balance for your entire loan term. Export it as a PDF to take with you to the dealership or your bank. - Trade-In & Sales Tax Built In Most calculators ignore trade-in value and sales tax — Loan Wheel factors both in automatically, so your estimate is closer to what you'll actually pay. - Compare Loan Terms Side by Side Not sure if 60 months or 72 months is the better deal? Compare two scenarios at once and see exactly how much more (or less) you'll pay in interest. - Principal vs. Interest Visualization A simple, clear breakdown of how much of your payment goes toward the car itself versus interest — so you understand the real cost of financing. - Flexible Loan Terms Choose from 24, 36, 48, 60, 72, or 84-month terms to match what your lender is offering. WHO IT'S FOR Whether you're walking onto a dealership lot, refinancing an existing auto loan, or just budgeting before you start shopping, Loan Wheel gives you the numbers you need in seconds — not after you've already signed paperwork. Built for accuracy, built for speed, and built to help you negotiate from a position of knowledge. Loan Wheel provides estimates only and is not financial advice. Actual loan terms are determined by your lender. Download Loan Wheel and know your number before you ever step into a dealership.

Basis is a budgeting app built on one old rule: pay yourself first. Most apps track what you spend and call whatever's left at the end of the month "savings". For most people, that number is zero. Basis flips the order: on payday, your saving rate comes off the top — like a bill. What's left is what you budget, across categories you define. Then, at the end of the period, nothing settles silently. You close the month yourself: every overspent category gets an explicit decision, cover it from savings, or carry it and start next month tighter. Leftovers sweep into savings with one tap. Basis doesn't just track saving. It causes it. THE METHOD • Save first: your saving rate is set aside on payday, before any budgeting happens • Budget the rest across your own categories: rent, groceries, whatever fits your life • Close each period deliberately: settle overspends, sweep the surplus MEASURED AGAINST YOU, NOT A RULEBOOK • Every category charts this period against your own usual pace — "13% under your usual at day 13" • Average per day, projection to period end, and your past periods as bars: drift is visible before it becomes a problem • The capital chart draws the money you've kept across every payday, from your first period to today FAST TO LIVE WITH • Log an expense in two taps with the custom keypad • Or scan the receipt: the text is read on-device and the photo never leaves your phone • Recurring expenses post themselves • Home-screen widgets for quick logging and an at-a-glance balance AND IT'S COMPLETELY PRIVATE No bank link, no account, no cloud. Basis runs entirely on your phone. FREE FOREVER No subscription, no ads, no in-app purchases, no premium tier. Basis has no running costs, so it has no price. That's the whole deal.