FAB First vs MitiBuild AI

Meet FAB FIRST. A new app from FAB that brings together AI, data and insights for a more intelligent and personal banking experience. Your existing FAB Mobile app remains available, with over 200 services at your fingertips. FAB FIRST is the first step towards a whole new way of banking with FAB. AN AI ASSISTANT THAT KNOWS YOUR MONEY: Ask anything about your finances, your products and benefits, or get help with what you need. FAB FIRST understands what you're asking and gives you intelligent answers drawn from your own transactions. How much did I spend on dining last month? What offers do I have? When is my card payment due? Just ask. INSIGHTS THAT FIND YOU: FAB FIRST reads your spending and cashflow patterns and shows you what matters before you think to ask. No searching, no digging. Just the insight you need, right when it’s relevant. DO MORE THAN ASK: Need to pay a bill? Want to move money between accounts? FAB FIRST lets you complete many of your everyday banking transactions, with more being added regularly. For now, you can transfer funds locally, pay your utilities, manage your credit cards, all in a few taps. MANAGE YOUR CARDS: Activate a card, see your card benefits and payment due date, set card controls and spending limits. Full control, right at hand. BUDGETS, BUILT IN: A new budgeting feature that tracks your spending against your budget every month. Set an overall budget or budget by spend category. ONE VIEW OF EVERYTHING: See all your FAB products in one place, along with your spending, budget and cashflow. Everything presented clearly so you always know where you stand. JOIN FAB EASILY: New to FAB? Simply download FAB FIRST and apply for an account. More products coming soon.

MitiBuild AI is bookkeeping for a small construction company. Money leaves a building site every day - materials, transport, wages, cash handed to a worker - and it is usually tracked in a paper notebook or a group chat. MitiBuild AI replaces both. RECORD IN SECONDS • Income, expenses and transfers between accounts • Photograph the paper receipt: the app reads the seller, the total and the line items on the device itself • Cash, bank and card accounts with running balances THE WHOLE SITE IN ONE PLACE • Sites with their own budget: how much was allocated, how much is spent, what is left • Timesheet: who worked which day, and the wages that follow from it • Petty cash advances: who was given money, what they reported, what is still on them • Tasks with photos and deadlines for the crew EVERYTHING READABLE OFF THE NETWORK With no account the app runs entirely on the phone and never goes online - write on a site with no signal, in a basement, on the road. Inside a company, saving a record needs the server, so the whole crew sees it at once instead of one phone. While the connection is down every screen, report and balance still opens, and the app says plainly that it cannot save right now. A COMPANY, NOT A SINGLE PHONE Sign in and invite your people with a one-time code. Everyone sees what they should: a worker sees his own purchases, a foreman sees his sites, the owner and the accountant see everything. Roles and permissions are decided by the owner, and the same rules are enforced by the server, not just hidden in the app. You can also use MitiBuild AI alone, without an account: it works the same, only without the shared part. WHAT ELSE • Reports by period, by category, by site and by person • A shared directory of stores and prices - what things actually cost nearby • A community section for questions between crews, and a private chat inside your company • Export to CSV and a backup file • Multiple currencies, AED by default • Russian and English Your data belongs to you. There are no ads, nothing is sold to anyone, and receipt recognition happens on your phone - the photo is not sent anywhere for it.