FAB First vs Unharam

Meet FAB FIRST. A new app from FAB that brings together AI, data and insights for a more intelligent and personal banking experience. Your existing FAB Mobile app remains available, with over 200 services at your fingertips. FAB FIRST is the first step towards a whole new way of banking with FAB. AN AI ASSISTANT THAT KNOWS YOUR MONEY: Ask anything about your finances, your products and benefits, or get help with what you need. FAB FIRST understands what you're asking and gives you intelligent answers drawn from your own transactions. How much did I spend on dining last month? What offers do I have? When is my card payment due? Just ask. INSIGHTS THAT FIND YOU: FAB FIRST reads your spending and cashflow patterns and shows you what matters before you think to ask. No searching, no digging. Just the insight you need, right when it’s relevant. DO MORE THAN ASK: Need to pay a bill? Want to move money between accounts? FAB FIRST lets you complete many of your everyday banking transactions, with more being added regularly. For now, you can transfer funds locally, pay your utilities, manage your credit cards, all in a few taps. MANAGE YOUR CARDS: Activate a card, see your card benefits and payment due date, set card controls and spending limits. Full control, right at hand. BUDGETS, BUILT IN: A new budgeting feature that tracks your spending against your budget every month. Set an overall budget or budget by spend category. ONE VIEW OF EVERYTHING: See all your FAB products in one place, along with your spending, budget and cashflow. Everything presented clearly so you always know where you stand. JOIN FAB EASILY: New to FAB? Simply download FAB FIRST and apply for an account. More products coming soon.

Unharam is a halal-first personal finance app. Track your money, plan your spending, and keep your finances clean — wherever you are. • See your money clearly — spending overview, monthly activity, and budgets ("Plans") that flag overspend early. • Find the right card — the UAE credit card finder ranks cards from UAE issuers against your salary and real spending, with an estimated monthly reward. Halal mode boosts Islamic cards in the ranking — it never hides anything, and every card shows when it was last verified against the issuer's own page. More markets are coming. • Zakat, built in — a clean zakat calculator that follows the nisab. • Ask Unharam — an AI assistant that answers questions about your own spending and helps you act on them. Privacy first: no bank logins, ever. You add your own data, and you can delete your account and data at any time from Settings. Unharam is an informational budgeting tool, not a bank, lender, or financial advisor. Card details can change — always confirm on the issuer's official page (linked in the app) before applying. Zakat figures are estimates; consult a qualified scholar for rulings.