FlowWise vs DriverLife Money Tracker

FlowWise turns your M-Pesa activity into a real budget — without you typing a single transaction. HOW IT WORKS The moment an M-Pesa SMS arrives, FlowWise reads it, extracts the amount, merchant, and category, and logs it automatically. No manual entry, no spreadsheets — just an accurate picture of your money as it happens. BUILT FOR HOW KENYANS ACTUALLY SPEND - M-Pesa auto-logging — zero typing, every transaction captured the moment it lands - Budgets that work — weekly, monthly, or yearly limits per category, with alerts before you overspend - AI financial coach — ask anything about your money and get personalised advice powered by Claude - Debt tracker — see what Fuliza, bank loans, and SACCOs actually cost you, and plan your payoff - Savings goals — set targets and track progress toward what matters: rent, school fees, a phone, land - Bills calendar — never miss rent or KPLC again - Group budgets — split and track spending with your Chama, family, or roommates - Financial Health Score — a single number that tells you where you stand and what to fix YOUR DATA, YOUR STORY All financial data is encrypted in transit and at rest. FlowWise never sells your information, and you're always in control of what gets tracked. Start free — upgrade anytime for unlimited transactions, AI chats, and group budgets. Terms of Use (EULA): https://www.flowwise.co.ke/terms Privacy Policy: https://www.flowwise.co.ke/privacy

DriverLife Money Tracker is a simple offline income and expense tracker built for people who earn money through driving, deliveries, transportation, courier work, and other shift-based jobs. Whether you work in food delivery, grocery delivery, rideshare, taxi services, package delivery, courier work, private transportation, local trucking, or long-haul trucking, DriverLife helps you organize your work and understand your real take-home income. Record each shift, add payments and expenses, track mileage and working time, and see how your income changes over days, weeks, months, and years. TRACK YOUR REAL EARNINGS See more than gross income. DriverLife calculates your net earnings after expenses so you can understand how much you actually keep. Track: • Gross earnings • Net earnings • Base pay • Tips • Bonuses and incentives • Waiting and cancellation pay • Reimbursements • Cash payments • Fuel and charging costs • Tolls and parking • Maintenance and repairs • Vehicle-related expenses • Work fees and other costs BUILT FOR DIFFERENT TYPES OF WORK DriverLife can be used for: • Food delivery • Grocery delivery • Rideshare work • Taxi driving • Private driving • Courier services • Package delivery • Local trucking • Long-haul trucking • Owner-operator work • Company driving • Independent contractor jobs • Other shift-based income TRACK SHIFTS AND WORK ACTIVITY Create detailed shift records with: • Start and end times • Online and active hours • Waiting time • Work mileage • Personal mileage • Number of deliveries, rides, stops, trips, or loads • Starting and ending odometer • Notes and custom tags VIEW DAILY, WEEKLY, AND MONTHLY TOTALS Quickly review: • Daily earnings • Weekly totals • Monthly totals • Yearly totals • Average earnings per hour • Average earnings per mile • Average earnings per trip • Hours worked • Work distance • Total expenses EARNINGS CALENDAR Use the calendar to see your work history across the entire month. Select any date to review: • Net earnings • Gross earnings • Expenses • Hours worked • Mileage • Tips • Trips and deliveries • Records created that day CHARTS AND PERFORMANCE REPORTS Understand how your work is performing with clear visual reports. View: • Earnings line charts • Income and expense comparisons • Current period versus previous period • Daily, weekly, and monthly averages • Work-source comparisons • Expense breakdowns • Mileage trends • Best-performing days • Income progress over time SET PERSONAL GOALS Create goals for: • Daily income • Weekly income • Monthly income • Yearly income • Hours worked • Work mileage • Number of trips • Target hourly earnings • Maximum expenses • Tips See your current progress, remaining amount, and whether you are ahead of pace, on pace, or behind your goal. CUSTOMIZE YOUR TRACKING Create your own: • Work sources • Income categories • Expense categories • Tags • Vehicles Use DriverLife for one job or organize income from multiple jobs, companies, clients, and work types. OFFLINE AND PRIVATE Your financial records are stored locally on your device. • No account required • No cloud synchronization • No cloud financial storage • No automatic upload of earnings or receipts • Works without an internet connection Create manual JSON backups and export your records as CSV files to protect. PREMIUM FEATURES DriverLife Premium unlocks advanced reports, detailed comparisons, forecasting, unlimited categories, unlimited work sources, receipt attachments, multi-currency tracking, and an ad-free experience. A separate one-time Remove Ads purchase is also available for users who only want to remove advertisements. DriverLife provides organizational tools and estimates only. It does not provide financial, accounting, or tax advice. Privacy Policy: https://docs.google.com/document/d/1vJcVm6-MAWvGfmZIpuZou8TjmSLhN2Bep65uQ3KXVhE/edit?usp=sharing Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/