Comparison

Hempay vs Fundred

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hempay

Features
Read full description

Hempay is a digital wallet for sending money, managing multi-currency balances, and paying everyday bills in Nigeria. With Hempay you can: • Create and manage wallet balances in multiple currencies • Fund your wallet and withdraw to your bank account • Send money to Nigerian bank accounts and other Hempay users • Convert between currencies using live rates • Pay airtime, mobile data, electricity, TV/cable, and exam pins • Track your transaction history and account activity • Secure your account with PIN, optional biometric login, and identity verification (KYC) Identity verification (including BVN and ID documents) is required to unlock higher limits and certain banking features. Hempay is designed for users in Nigeria who need a simple, secure way to move and manage money. Download Hempay and start managing your money in one place.

About

Fundred

Features
Read full description

Welcome to Fundred You can now buy and sell crypto, as well as sell gift cards, directly from the app. We’ve made it simple to complete your transactions with fewer steps and a smooth experience from start to finish. You can also expect regular improvements, bug fixes, and new features as we continue to build. Download the app and get started.

Screenshots

Hempay4 screens
Fundred4 screens

Verdict

The call

Hempay and Fundred are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

ScorecardNo meaningful differences
Hempay versus Fundred: the parameters behind the verdict, then further details
ParameterHempayFundred
PriceFreeFree
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size50 MB44 MB
Age rating17+4+
DeveloperHEMPAY TECH INNOVATIONS LIMITEDFUNDRED LIMITED

In-app purchases

None

Hempay

No in-app purchases

None

Fundred

No in-app purchases

Questions

Is Hempay free?
Hempay is free to download, with no in-app purchases.
Is Fundred free?
Fundred is free to download, with no in-app purchases.
Do Hempay or Fundred have ads?
Neither Hempay nor Fundred shows ads.
Which is updated more often, Hempay or Fundred?
Hempay ships an update fortnightly, and Fundred fortnightly. Most recently, Hempay was updated on October 28, 2026 and Fundred on October 29, 2026.

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