Hempay vs Fundred
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hempay
Read full descriptionHide full description
Hempay is a digital wallet for sending money, managing multi-currency balances, and paying everyday bills in Nigeria. With Hempay you can: • Create and manage wallet balances in multiple currencies • Fund your wallet and withdraw to your bank account • Send money to Nigerian bank accounts and other Hempay users • Convert between currencies using live rates • Pay airtime, mobile data, electricity, TV/cable, and exam pins • Track your transaction history and account activity • Secure your account with PIN, optional biometric login, and identity verification (KYC) Identity verification (including BVN and ID documents) is required to unlock higher limits and certain banking features. Hempay is designed for users in Nigeria who need a simple, secure way to move and manage money. Download Hempay and start managing your money in one place.
Fundred
Read full descriptionHide full description
Welcome to Fundred You can now buy and sell crypto, as well as sell gift cards, directly from the app. We’ve made it simple to complete your transactions with fewer steps and a smooth experience from start to finish. You can also expect regular improvements, bug fixes, and new features as we continue to build. Download the app and get started.
Screenshots
Verdict
Hempay and Fundred are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.
| Parameter | Hempay | Fundred |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 50 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | HEMPAY TECH INNOVATIONS LIMITED | FUNDRED LIMITED |
In-app purchases
Hempay
No in-app purchases
Fundred
No in-app purchases







