BMD vs BudgetLoop
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMD
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Back Mes Do (BMD) simplifie l'argent partagé entre amis, famille et colocataires. Fini les comptes d'apothicaire et les tensions : chacun voit qui doit quoi, en toute transparence. Partage de dépenses : ajoutez une dépense, répartissez-la (parts égales, par article ou par pourcentage) et suivez le solde de chacun en temps réel. Scan de factures par IA : photographiez un reçu, BMD lit le montant et les articles pour vous — plus de saisie manuelle. Règlements simplifiés : BMD calcule automatiquement qui rembourse qui, avec le minimum de transactions. Reconnaissances de dette : formalisez un prêt entre proches (échéancier, témoins, garants) et suivez les remboursements. Caisses communes : cotisations, dépenses et validations, en toute clarté. Tontines (njangui, hui) : gérez tours, enchères et paiements avec un suivi limpide. Multi-devises et reçus : idéal pour les voyages, colocations et projets de groupe partout dans le monde. BMD, c'est l'argent partagé et les relations préservées — sans drama.
BudgetLoop
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See exactly where your money goes this month, and how much is left. BudgetLoop is a monthly budget tracker for iPhone that works completely offline. No account, no sign-up, no bank connection. HOW IT WORKS Set a monthly budget, log income and expenses in a few taps, and watch your remaining budget update instantly. The number you actually need is on the first screen, not three menus deep. CATEGORIES AND LIMITS Rent, groceries, transport, bills, entertainment, dining out, health and other are ready to use. Add unlimited custom categories with their own icon and colour. Give any category its own monthly limit. The progress bar switches to a warning colour at 90% and above. CHARTS THAT MAKE SENSE - Daily spending bars for the current period - Spending by category as a donut chart - A 6-month trend, so you can see whether things are actually improving A MONTH THAT MATCHES YOUR PAYDAY Your budget cycle does not have to start on the 1st. Choose any day from 1 to 28 so the month lines up with when you actually get paid. OFFLINE AND PRIVATE Everything is stored on your iPhone and nowhere else. There is no server, no account, no analytics and no tracking. The app never asks for internet access because it never needs it. That is how it is built, not a promise we are making. ALSO INSIDE - 30+ currencies with correct local formatting - 26 interface languages - OLED dark theme, a light theme, or follow the system - CSV export of every transaction - iPhone, iOS 17 or later PRICING Try everything free for 7 days, no payment details needed. After that, keep BudgetLoop with a one-time purchase you own forever, or choose a yearly plan instead. A subscription is not required. WHAT BUDGETLOOP DOES NOT DO It does not connect to your bank. You enter transactions yourself, in a few seconds. That is deliberate, so nothing gets miscategorised behind your back and no credentials ever leave your hands. Your financial data stays on your iPhone. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ecomcg90-gif.github.io/budgetloop-site/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: BMD at none against BudgetLoop's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BudgetLoop sells 2 in-app purchases, starting at $8.99 per year. BMD asks for nothing beyond the download.
BMD ships an update every 10 days, BudgetLoop weekly. Both last shipped on October 9, 2026.
| Parameter | BMD | BudgetLoop |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 26 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | TPL MOBILITY | CEM GOKCE |
In-app purchases
BMD
No in-app purchases
BudgetLoop
- Yearly Plan$8.991 Year
- Lifetime Access$17.99









