Decionis Shield vs Tutar

Stop charges you didn't okay. Decionis Shield holds a purchase, a renewal, or an AI agent's spend that goes over your limit until you say yes — and keeps a signed record of what it decided. Its App Store privacy label reads "Data Not Collected." SET A SPENDING LIMIT, THEN FORGET IT One rule per source: Allow, Ask Me, or Block, and a maximum spend. Marketplaces, apps, and AI agents start on Ask Me, so an approval needs you until you decide otherwise. Anything above your limit is held. APPROVE A PURCHASE, OR DON'T When something wants to spend past your limit — a subscription price increase, a renewal you forgot, an agent buying on your behalf — Shield holds it and asks. One tap with Face ID to allow it; one tap to keep it blocked. SEE WHAT'S COMING Coming Up separates the renewals and charges that are scheduled from the ones that are only estimated, so you can cancel a renewal before it charges instead of after. WARN AT CHECKOUT Pair Safari on this iPhone, or Chrome and Edge on your computer, and Shield checks the amount at checkout against your limits. It warns you and keeps the record; it cannot stop a payment for you. DISPUTE A CHARGE WITH PROOF Every held charge can become a Dispute Passport — a signed, shareable record of what was requested and what Shield decided, ready for the day you dispute a charge. KNOW WHAT SHIELD DID THIS WEEK Activity keeps the plain-language record; the weekly Shield Brief adds it up — held, approved, allowed automatically, and what renews next. Shield holds or blocks spending only when it passes through a supported app, agent, or paired browser. Other activity may be visible, but Shield cannot stop it. No budgeting, no ads, no selling your data.

Tutar is a personal expense tracking app designed to help you record spending with minimal effort and track credit card transactions based on your actual statement period — with no account required. TRACK EXPENSES BY VOICE Say “Grocery 550”, “Meatballs Food & Drink 1000”, or “Dress Clothing 800”. Tutar prepares the category, amount, description, and date for you. Review and edit everything before saving. ADD MULTIPLE EXPENSES AT ONCE Say several expenses in sequence, such as groceries, fuel, and clothing. Tutar prepares each expense as a separate entry and highlights only the items that may need your attention. SEE SPENDING IN THE RIGHT STATEMENT PERIOD Track credit card spending based on your actual statement cycle instead of just the calendar month. Transactions made after your statement closing date are automatically shown in the next statement period. IMPORT PDF STATEMENTS Process supported bank PDF statements directly on your device. Transactions, installments, card payments, and reward activity are analyzed and prepared for review. Before saving, you can: • Select which transactions to import • Edit categories and descriptions • Review entries that need attention • Identify duplicate transactions • Undo an import UNDERSTAND YOUR SPENDING View category breakdowns, total spending, and transaction history for the statement period you choose. YOUR DATA STAYS WITH YOU • No user account required • Expenses are stored on your device • PDF files are not sent to a server • Voice recordings are not permanently stored • No ads or subscriptions • Works without an internet connection MORE FEATURES • Manual expense entry • Single and batch voice expense entry • Category management • Merchant and category matching • Local backup and restore • Excel-compatible CSV export • Edit and delete expenses • Custom statement closing date Tutar helps you stay on top of your spending without connecting your bank account or sending your financial data to third-party servers.