EXPND vs SpendTally

EXPND is a simple way to keep track of your money, and it all stays on your phone. There's no account to create, no cloud, and no ads. Add what you earn and what you spend, move money between accounts, and see what you're actually left with. Fast entry. Adding a transaction takes a few seconds. Accounts. Cash, bank, cards, and transfers between them. Budgets. Set a monthly limit per category and watch it through the month. Savings goals. Pick a target and track your progress towards it. Recurring transactions. Rent, salary and subscriptions get entered once. Analytics. Charts that show where your money actually went. Receipts. Attach a photo to any transaction. Widget. Your net balance on the home screen. EMI calculator. Work out loan repayments. Face ID lock, so nobody else can open it. CSV export and import, so you can take your data with you. The app works offline. There are no servers, no analytics, and nothing is tracked.

SpendTally is a private expense tracker, budget planner, bill organizer, and subscription tracker for iPhone. Log spending in seconds, plan upcoming payments, and understand where your money goes - without creating an account or connecting a bank. TRACK EXPENSES FAST - Record expenses, income, refunds, and transfers from one amount-first editor. - Add categories, accounts, notes, dates, and spending roles. - Edit, duplicate, refund, or delete transactions with quick swipe actions. - See live budget impact before saving a transaction. PLAN BUDGETS - Create daily, weekly, monthly, and yearly budgets. - See spent, remaining, pace, and projected totals. - Connect budgets to categories and planned payments. - Track saving goals with dated contributions and progress history. BILLS, SUBSCRIPTIONS & REMINDERS - Organize recurring bills, subscription renewals, paydays, and debt payments. - See what is overdue, due today, coming in the next 7 days, or scheduled later. - Get local reminders at the time you choose. - Move a payment to tomorrow, skip an occurrence, edit the schedule, or log it as paid. - Deleted linked payments return to the upcoming schedule when they are still due. ACCOUNTS AND CASH FLOW - Track manual cash, bank, savings, credit card, loan, asset, and liability balances. - Review income versus spending and available money after commitments. - Keep transfers and liability payments from being counted twice. ANALYZE YOUR SPENDING - Explore cash flow, budget performance, category breakdowns, and spending patterns. - Compare expected costs with actual payments. - Convert recurring costs into clear monthly and yearly totals. - Spot spending leaks and understand their share of your income. SMART IPHONE TOOLS - Scan receipts and bills with on-device text recognition, then review before saving. - Use Home Screen and Lock Screen widgets for quick money context. - Run Siri and Shortcuts actions for quick logging and reports. - Follow weekly progress with Live Activities when enabled. PRIVATE BY DESIGN - Your financial records stay on your device. - No account, bank connection, ads, or analytics SDK. - Core money tracking works offline. - You decide what to enter, change, export, or delete. SpendTally brings expense tracking, budgeting, bill reminders, subscriptions, accounts, goals, and spending insights into one connected local finance system. Privacy: https://spendtally-support.pages.dev/privacy.html Support: https://spendtally-support.pages.dev/support.html