Spenso vs Margin

Turn a quick note, receipt, or invoice into an organized expense, without wrestling with forms or complicated dashboards. Write “Coffee 4.50”, describe several purchases in one message, or scan a receipt. Spenso picks out the important details, prepares expense drafts, and lets you review everything before saving. SCAN RECEIPTS AND INVOICES Scan a paper receipt or invoice with your camera, or import a photo or PDF. Spenso AI reads the details and prepares expense drafts for you to check, edit, or discard. Document processing requires an internet connection. KEEP THE DOCUMENT WITH THE EXPENSE Save the source photo or PDF alongside your expenses, so you can open it later to check a total or find a purchase detail. Keep your receipts and spending history together. QUICK CAPTURE, IN YOUR OWN WORDS Enter an expense the way you would naturally say it. Spenso recognizes amounts, merchants, dates, categories, and tags, with on-device processing whenever possible. SIRI AND DICTATION Tell Siri what you spent when your hands are full, or dictate directly in Spenso. Record one expense or several, then confirm, edit, or discard the drafts before anything is saved. A CLEAR DAILY HISTORY See your spending organized by day. Open an expense to adjust its amount, date, category, tags, or note whenever you need to. MONTHLY OVERVIEW Understand where your money went with clear monthly totals and category breakdowns. Open a category to see the expenses behind the total. ORGANIZE IT YOUR WAY Create categories and tags that fit your life. Use separate spaces for personal, travel, or project spending, each with its own currency, categories, and tags. PRIVATE BY DESIGN Saved expenses live on your device and in your private iCloud database. AI and Siri results remain drafts until you explicitly confirm them. Spenso is an expense log, not a budgeting app. Keep a useful record of what you spend without adding another system to maintain. LEGAL Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getspenso.com/legal/privacy-policy Terms of Service: https://getspenso.com/legal/terms-of-service

Track expenses and income in your own words. Margin turns everyday money notes into a clear personal ledger, so you can see where your spending goes without filling out forms. WRITE IT LIKE YOU SAY IT Type "coffee 4.50" or "lunch 20 split 4 ways". Add a date or a money source in the same line. Margin reads the details, organizes the entry, and keeps your share. Review and correct anything it reads. KEEP TRACK, EVEN OFFLINE Save typed notes when you have no connection. Clear entries can be read on your iPhone; AI features and syncing need an internet connection. No bank connection or bank password is needed. SCAN A RECEIPT Take a photo of a receipt and turn its items into entries you can review. Receipt reading uses AI and your Reads allowance. SEE WHERE YOUR MONEY WENT Browse your spending by week, month, or year. Check categories, compare your spending with your monthly budget, and search the words you remember. KEEP RECURRING COSTS IN VIEW Record subscriptions and recurring bills. See expected costs separately from the spending you have already recorded. ASK ABOUT YOUR SPENDING Ask "how much on coffee this month?" and see an answer based on your own entries, with the entries shown so you can check it. TAKE YOUR LEDGER WITH YOU Export your entries as CSV, PDF, or JSON. Writing, editing, searching, browsing your ledger, and exporting are free. START FREE Margin includes a free allowance of Reads for AI features: 25 to start, plus 15 each month, with up to 50 saved. A Read is Margin's unit for AI processing; the cost depends on the feature. Margin Plus offers 1,500 Reads per month with a monthly or yearly auto-renewing subscription. See current pricing in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the current period ends. Your Apple Account is charged for renewal within 24 hours before the end of the period. Manage or cancel your subscription in your App Store account settings. Margin is a personal ledger, not financial advice or an accounting system of record. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://marginmoney.app/terms Privacy Policy: https://marginmoney.app/privacy