Saldo vs Centry

Saldo is a personal finance tracker built for clarity over complexity. Every income and expense goes in as a transaction — your running balance is computed automatically. No spreadsheets, no end-of-month arithmetic. Quick entry Amount first, category in one tap. The date defaults to today. A transaction takes under 5 seconds. KASA — monthly overview Income, expenses, net result, and running balance for any month at a glance. Scroll back through history without any manual work. Reports & charts Filter by date range, category, or type. View trends month over month and see exactly where your money goes. Loan tracker Track interest-free loans to family and friends separately from your main balance. These entries stay off your ledger — they show you what is owed without distorting your financial picture. Offline-first Add transactions without an internet connection. Changes queue locally and sync automatically the moment you come back online. Push notifications Set a daily reminder to log your spending. Receive an alert before and on the due date of any loan you are tracking. Biometric lock Protect the app with Face ID or fingerprint. Your financial data stays private even if someone else picks up your phone. Multi-currency Choose RSD, EUR, or BAM as your base currency. RSD exchange rates are fetched daily from the National Bank of Serbia. BAM is fixed at 1 EUR = 1.95583 BAM. Dark and light theme Follows your system preference, or lock to your favourite. Export and import Export your transactions to Excel or CSV at any time. Import previous months from existing spreadsheets. Privacy Saldo does not show ads, does not sell your data, and does not train AI models with your information. Your financial data is stored securely and belongs to you.

Centry Wallet is a simple and private personal finance tracking app for iOS. All data stays on your device: no server, no registration, no analytics! QUICK START Create an account, select a currency — and record your expenses in a matter of seconds. No accounts, passwords, or clouds: the app is ready to use right after installation. PRIVACY BY DEFAULT — All accounts, transactions, categories, and budgets are stored only locally on your device. — No server-side component and no analytics — your financial data is not sent anywhere. — The only network request is an anonymous retrieval of exchange rates, during which only currency codes are transmitted. MULTICURRENCY — Keep accounts in different currencies simultaneously. — Automatic conversion and overall balance at current exchange rates. — The ability to manually set your own rate. — Rates are cached, so the app works completely offline. WIDGETS Add a widget to your home screen — the balance and recent transactions are always visible, without the need to open the app. ACCOUNTING AND ANALYTICS — Income and expense categories with color-coded labels. — Budgeting by category with clear spending control. — Transaction history with notes for each transaction. — Quick overview of balances across all accounts and currencies. CONVENIENCE — Dark and light themes. — Multiple interface languages. — Optional daily reminder (local notification, no server). — Export all data to a CSV file — you have full control over your data. The app uses the open Fawaz currency-api exchange rate service (via the jsDelivr CDN with a backup on Cloudflare Pages); only currency codes are transmitted, and personal and financial data does not leave the device. The privacy policy is available at https://kostyabet.github.io/centry/privacy.html#en.