Comparison

Kapitallo vs Centry

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kapitallo

Effortlessly track your income and expenses using voice commands. Get insights into your spending habits, manage budgets, and keep track of subscriptions and debts. An AI consultant offers personalized savings tips.

Highlights
  • Voice-controlled expense and income logging
  • Automated category and amount detection
  • Spending analysis and category breakdowns
  • Budget setting and overspending alerts
  • Subscription and debt management
  • AI-powered savings recommendations
  • Multi-currency support
Features
Read full description

Kapitallo — учёт расходов и доходов голосом. Скажите «кофе 350» или «такси 500», и трата записана: сумма и категория определяются сами. Одна запись — около трёх секунд, прямо у кассы. ГОЛОСОВОЙ ВВОД Говорите обычными словами. Приложение распознаёт сумму и категорию, вы проверяете и сохраняете одним нажатием. Можно и вручную — как удобнее. ВИДНО, КУДА УХОДЯТ ДЕНЬГИ Итоги месяца, структура расходов по категориям, динамика по дням. Без таблиц и формул. БЮДЖЕТЫ ПО КАТЕГОРИЯМ Поставьте лимит на продукты, кафе или такси — приложение покажет, сколько осталось до конца месяца, и предупредит перед перерасходом. ПОДПИСКИ Все подписки в одном списке с датой следующего списания и напоминанием за день до оплаты. Больше никаких «откуда опять 399 рублей». ДОЛГИ Кто кому должен, сколько осталось вернуть и когда срок. С частичными возвратами и напоминанием. AI-КОНСУЛЬТАНТ Спросите «на что я трачу больше всего?» — ответ по вашим реальным тратам, с подсказками, где можно сэкономить. СЧЕТА И ВАЛЮТЫ Карта, наличные, валютный счёт — у каждого свой баланс. Рубль, белорусский рубль, тенге, сум, сом, лари и другие валюты СНГ. ПРИВЫЧКА, А НЕ ОБЯЗАННОСТЬ Серия дней подряд и награды за постоянство помогают не бросить учёт на второй неделе. ЧТО ЕЩЁ • История с поиском и фильтрами по категориям • Повторяющиеся операции • Экспорт в таблицу • Тёмная тема • Вход по Google, Apple или Яндекс ID Первые 7 дней — полный доступ бесплатно, карта не нужна. Дальше подписка PRO. Условия использования: https://kapitallo.com/offer Политика конфиденциальности: https://kapitallo.com/privacy

About

Centry

Features
Read full description

Centry Wallet is a simple and private personal finance tracking app for iOS. All data stays on your device: no server, no registration, no analytics! QUICK START Create an account, select a currency — and record your expenses in a matter of seconds. No accounts, passwords, or clouds: the app is ready to use right after installation. PRIVACY BY DEFAULT — All accounts, transactions, categories, and budgets are stored only locally on your device. — No server-side component and no analytics — your financial data is not sent anywhere. — The only network request is an anonymous retrieval of exchange rates, during which only currency codes are transmitted. MULTICURRENCY — Keep accounts in different currencies simultaneously. — Automatic conversion and overall balance at current exchange rates. — The ability to manually set your own rate. — Rates are cached, so the app works completely offline. WIDGETS Add a widget to your home screen — the balance and recent transactions are always visible, without the need to open the app. ACCOUNTING AND ANALYTICS — Income and expense categories with color-coded labels. — Budgeting by category with clear spending control. — Transaction history with notes for each transaction. — Quick overview of balances across all accounts and currencies. CONVENIENCE — Dark and light themes. — Multiple interface languages. — Optional daily reminder (local notification, no server). — Export all data to a CSV file — you have full control over your data. The app uses the open Fawaz currency-api exchange rate service (via the jsDelivr CDN with a backup on Cloudflare Pages); only currency codes are transmitted, and personal and financial data does not leave the device. The privacy policy is available at https://kostyabet.github.io/centry/privacy.html#en.

Screenshots

Kapitallo4 screens
Centry4 screens

Verdict

The call

The clearest difference is in-app purchases: Centry at none against Kapitallo's 1. Centry also leads on update cadence (every 4 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kapitallo sells 1 in-app purchase, starting at $6.99 per month. Centry asks for nothing beyond the download.

UpkeepUpdate frequency

Kapitallo ships an update fortnightly, Centry every 4 days. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 6 level
Kapitallo versus Centry: the parameters behind the verdict, then further details
ParameterKapitalloCentry
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPodiPhone, iPod, Apple Watch
Requires iOS15.0 — better15.1
Further details — not scored
Size50 MB37 MB
Age rating4+4+
DeveloperAndrei IskouKanstantsin Biatsenia

In-app purchases

1 purchases

Kapitallo

Subscriptions1
  • Kapitallo PRO — месячная подписка$6.991 Month
None

Centry

No in-app purchases

Questions

Is Kapitallo free?
Kapitallo is free to download, with in-app purchases available.
Is Centry free?
Centry is free to download, with no in-app purchases.
Do Kapitallo or Centry have ads?
Neither Kapitallo nor Centry shows ads.
Which is updated more often, Kapitallo or Centry?
Kapitallo ships an update fortnightly, and Centry every 4 days. Most recently, Kapitallo was updated on October 13, 2026 and Centry on October 5, 2026.

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