Comparison

Rata y Fina vs Drip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rata y Fina

This app helps you understand where your money goes each month with a straightforward, visual approach. Choose how it communicates financial truths, from supportive to unfiltered, and track expenses quickly. Set savings goals and monitor progress with clear statistics.

Highlights
  • Expense and income tracking
  • Customizable communication tones
  • Visual statistics and charts
  • Savings goal setting and progress tracking
  • Monthly spending and savings forecasts
  • Data privacy (on-device storage)
Features
Read full description

The expense app that tells you the truth. Finance apps tiptoe around you. Fina doesn't. Fina tells you what your bank won't: where your money actually goes every month. Gently… or with no filter. Your call. Subscription required to access all features. The free version lets you log one expense and one income to try Fina. What Fina PRO includes: - Unlimited expenses and income - Switch between Fina's 3 tones anytime, from sweet to no filter - Full stats and charts of your spending - Budgets by category - Savings goals, as many as you want, with progress tracking - A forecast of next month's spending and savings - “Owed to me” for as many people as you like - Send part of your income to savings as you log it - As many accounts as you want Subscription details Fina PRO Weekly - Duration: 1 week Fina PRO Annual - Duration: 1 year The price in your currency is shown on this page and again before you confirm your purchase. Simple, visual, and intuitive. No spreadsheets, no charts you can't read, no lectures. Just you, your money, and a chihuahua in a shower cap who always speaks her mind. CHOOSE HOW FINA TALKS TO YOU Good Vibes: the friend who supports you and never judges. Zero guilt. Real Talk: honest truths with a wink, like your best friend. No Filter: roasts your spending, with love. You've been warned. LOG EXPENSES IN SECONDS Type it or dictate it. Fina picks the category and answers you right away. Tracking your spending has never been this fast (or this fun). YOUR NUMBERS AT A GLANCE Set your first budget in two steps, with what you actually spend right in front of you. Then see your budgets by category, the total you've budgeted for the month, clear stats, and the subscriptions quietly draining your account every month. Fina shows you what they add up to in a year. Brace yourself. YOUR BALANCE, YOUR WAY You choose the big number on Home: the money you have today or how your month ends, with the other one right below it. Lent a friend some money? Add it to “Owed to me” and Fina keeps track of what she pays back. Your paycheck and other regular income sit in “Recurring,” right next to your bills. And when you get paid, you can send part of it to your savings in the same step. SAVINGS GOALS YOU ACTUALLY HIT That trip, that move, that little treat. Set a goal, put something aside every month, and let Fina celebrate every step with you. YOUR DATA IS YOURS ALONE Your expenses, income, and savings goals are stored on your device. We don't see them and we don't share them with anyone. No ads, no selling your data, no sign-up. Your money is your business and nobody else's. Download Rata y Fina and finally find out where your money goes. Fina will tell you, her way. Your subscription renews automatically unless you cancel it at least 24 hours before the end of the current period. Payment is charged to your Apple Account when you confirm your purchase. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription at any time: open Settings, tap your name, then Subscriptions. Privacy Policy: https://app.notion.com/p/POL-TICA-DE-PRIVACIDAD-PRIVACY-POLICY-3920247adc9980db9410e5617ea0c8cf Terms of Use: By subscribing, you agree to Apple's Standard End User License Agreement (EULA). Full agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Drip

Features
Read full description

Your subscriptions cost more than you think. Drip shows you exactly where your money goes — every month, quarter, and year. The trick most subscription apps won't tell you: showing costs monthly hides the pain. That "just €9.99/month" streaming service is €120 a year. Drip shows both — because you deserve the full picture. KEY FEATURES - Annual cost always visible — every service displays its true yearly cost alongside the billing amount. No more mental math. - Spending dashboard — your total recurring spend broken down by month, quarter, and year, with the next 14 days of charges at a glance. Drip Pro adds the deeper analysis: the 12-month trend, seasonal patterns and the split by category. - Smart service catalog — 80+ popular services pre-built with icons and colors. Adding Netflix, Spotify, or iCloud takes seconds. Anything else, add it as a custom service with its own icon and color. - Your own categories (Drip Pro) — create as many as you need, pick the icon and color, and file each service where it actually belongs. - Payment tracking — know exactly when each service renews. By default a charge counts as paid on its date; if you pay some by hand, turn that off and mark each one with a swipe or a tick. - Every billing cycle — weekly, every two weeks, monthly, quarterly, every six months, yearly, or any custom number of days. Drip calculates the monthly equivalent so you can compare like with like. - Free trials — track when a trial ends before it turns into a charge. - Monthly budget (Drip Pro) — set a limit and see how much of it your services already take. - Annual recap (Drip Pro) — once Drip has a few months with you, see what you've spent, your biggest drip, and what pausing services saved you. - Widgets (Drip Pro) — your total and your next charges on the Home Screen and the Lock Screen, with the countdown always current. - Siri Shortcuts (Drip Pro) — ask for your monthly total or your next bill without opening the app. - Colour themes (Drip Pro) — Copper stays free; Ink, Petrol and Receipt recolour the whole app, day and night. - Pause, don't delete — paused services stay in your history without counting toward your totals. - Reminders — optional local notifications before each charge and a weekly summary. - iCloud sync — optional, on by default so your services follow you across devices. You can turn it off in Settings any time. - English, Spanish and French. DRIP PRO — ONE PURCHASE, FOR GOOD Drip is free, and the daily loop is free: unlimited services, the dashboard, reminders, every billing cycle, trials, pause, iCloud sync. Drip Pro is a single purchase — no subscription, shared with your family — and opens the annual recap, the deeper analysis, the monthly budget, your own categories, the widgets and Siri. Try it free for 30 days first, once per Apple ID: nothing is charged, and when the month ends the Pro features close again while whatever you created with them stays yours. There's also an optional tip jar, in case Drip earns its place on your phone and you feel like saying thanks. It unlocks nothing. No account, no ads. Your data stays on your device and in your iCloud. No gamification. No guilt trips. No judgmental copy telling you to spend less. Drip presents the facts clearly and lets you decide. You spend €2,340 a year on services — the number speaks for itself. Built by Seize — tools that empower people to take control.

Screenshots

Rata y Fina4 screens
Drip4 screens

Verdict

The call

Rata y Fina and Drip are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Rata y Fina sells 2 in-app purchases, starting at $4.99 per 7 days and Drip sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Rata y Fina ships an update every 5 days, Drip every 3 days. Both last shipped on October 31, 2026.

ScorecardNo meaningful differences
Rata y Fina versus Drip: the parameters behind the verdict, then further details
ParameterRata y FinaDrip
PriceFreeFree
Rating4.5 (8 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 5 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better17.0
Further details — not scored
Size75 MB11 MB
Age rating9+4+
DeveloperLucas Gemperle OrtizSendoa Sola Osorio

In-app purchases

2 purchases

Rata y Fina

Subscriptions2
  • Fina PRO Weekly$4.997 Days
  • Fina PRO Annual$34.991 Year
5 purchases

Drip

One-time5
  • 30-day TrialFree
  • A coffee$2.99
  • A meal$4.99
Show 2 more
  • A dinner$8.99
  • Drip Pro$8.99

Questions

Is Rata y Fina free?
Rata y Fina is free to download, with in-app purchases available.
Is Drip free?
Drip is free to download, with in-app purchases available.
Do Rata y Fina or Drip have ads?
Neither Rata y Fina nor Drip shows ads.
Which is updated more often, Rata y Fina or Drip?
Rata y Fina ships an update every 5 days, and Drip every 3 days. Most recently, Rata y Fina was updated on October 31, 2026 and Drip on October 31, 2026.

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