Comparison

Bud vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bud

Easily track your spending and manage your budget with intuitive categories and quick logging. See your financial trends and stay on track with monthly limits, with options for solo or shared accounts. All currencies are supported.

Highlights
  • Quick expense logging
  • Customizable spending categories
  • Monthly budget limits
  • Spending trend analysis
  • Solo or shared budgeting
  • Multi-currency support
Features
Read full description

Bud makes budgeting actually work. Most money apps feel like spreadsheets in disguise. Bud doesn't. Log what you spend in two taps, see it broken down by the categories that matter, and know at a glance whether you're on track for the month. WHY BUD Built for real habits Categories grounded in how people actually live - food, transport, bills, entertainment - not a generic bucket that tells you nothing. Log it in seconds A clean number pad, a category grid, one tap to save. No forms, no friction. Budgets that mean something Set a monthly limit per category. Bud shows you exactly where you stand and flags it clearly the moment you go over - before it becomes a problem, not after. Insights that make sense Watch your trends over time, category by category, with month-over-month comparisons that actually help you decide what to change. Solo or shared Keep it private, or share with a partner, roommate, or family member. Bud adapts to however you manage money — no couples-only lock-in, no forced sharing. Multi-currency All currencies supported (USD,€,£,SGD,AUD,MYR,and others). Set it once and forget it. WHO IT'S FOR Anyone who wants a clear picture of their money without the homework. Whether you're keeping a solo budget, splitting household bills, or just trying to figure out where the month went - Bud fits. PRIVATE BY DESIGN No ads. No selling your data. No noise. Your money stays yours, and the app stays out of your way. Download Bud and start your first budget today.

About

Spendly

Features
Read full description

Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. • Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. • Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" • Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. • CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. • Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! • Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY • Visual Month Chips: See exactly how much you spent each month at a glance. • Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. • Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE • Quick Logging: Add transactions in seconds with smart categories and icons. • Smart Dashboard: View your Today, This Week, and This Month totals in one place. • Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE • 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. • Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN • On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!

Screenshots

Bud4 screens
Spendly4 screens

Verdict

The call

The clearest difference is ads: Spendly at none against Bud's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Bud versus Spendly: the parameters behind the verdict, then further details
ParameterBudSpendly
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequency—Every 3 days
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size317 MB4 MB
Age rating4+4+
DeveloperKiran Dev PararasasingamTextWaves Inc

In-app purchases

None

Bud

No in-app purchases

None

Spendly

No in-app purchases

Questions

Is Bud free?
Bud is free to download, with no in-app purchases.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do Bud or Spendly have ads?
Bud shows ads; Spendly does not.

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