Comparison

Spendly vs Payday Calendar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendly

Features
Read full description

Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. • Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. • Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" • Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. • CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. • Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! • Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY • Visual Month Chips: See exactly how much you spent each month at a glance. • Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. • Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE • Quick Logging: Add transactions in seconds with smart categories and icons. • Smart Dashboard: View your Today, This Week, and This Month totals in one place. • Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE • 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. • Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN • On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!

About

Payday Calendar

Features
Read full description

Payday Calendar is a simple way to see every payday in your household on one clean calendar. Add multiple income sources and instantly see upcoming paydays, whether you’re paid weekly, every two weeks, twice monthly, monthly, or every four weeks. Features: • Multiple household income sources • Weekly and biweekly schedules • 15th and last-day pay schedules • Custom twice-monthly schedules • Monthly and every-four-week schedules • Optional weekend and U.S. bank holiday adjustments • Clear “Today → Next Payday” countdown • Upcoming payday list • Optional paycheck amounts • Dark mode support • No account required • Your information stays on your device Payday Calendar is intentionally simple. Open it, see when you get paid, and get on with your day.

Screenshots

Spendly4 screens
Payday Calendar4 screens

Verdict

The call

The clearest difference is update cadence: Spendly at every 3 days against Payday Calendar's every 11 days. Payday Calendar's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spendly ships an update every 3 days, Payday Calendar every 11 days. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 6 level
Spendly versus Payday Calendar: the parameters behind the verdict, then further details
ParameterSpendlyPayday Calendar
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 days — betterEvery 11 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size4 MB4 MB
Age rating4+4+
DeveloperTextWaves IncBRADFORD MICHAEL LINDLEY

In-app purchases

None

Spendly

No in-app purchases

None

Payday Calendar

No in-app purchases

Questions

Is Spendly free?
Spendly is free to download, with no in-app purchases.
Is Payday Calendar free?
Payday Calendar is free to download, with no in-app purchases.
Do Spendly or Payday Calendar have ads?
Neither Spendly nor Payday Calendar shows ads.
Which is updated more often, Spendly or Payday Calendar?
Spendly ships an update every 3 days, and Payday Calendar every 11 days. Most recently, Spendly was updated on October 11, 2026 and Payday Calendar on October 24, 2026.

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