Comparison

Spendly vs Basic Budget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendly

Features
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Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. β€’ Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. β€’ Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" β€’ Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. β€’ CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. β€’ Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! β€’ Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY β€’ Visual Month Chips: See exactly how much you spent each month at a glance. β€’ Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. β€’ Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE β€’ Quick Logging: Add transactions in seconds with smart categories and icons. β€’ Smart Dashboard: View your Today, This Week, and This Month totals in one place. β€’ Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE β€’ 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. β€’ Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN β€’ On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!

About

Basic Budget

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Basic Budget is a simple, private expense tracker that helps you stay on top of your spending β€” without accounts, ads, or your data ever leaving your phone. Everything works completely offline. Open the app, log what you spent, and instantly see how much you have left in each budget. No sign-up, no sync, no tracking. WHY BASIC BUDGET - 100% offline β€” your financial data stays on your device, always - No account required β€” start tracking in seconds - No ads, no analytics, no data collection - Fast, clean and easy to use every day TRACK YOUR SPENDING - Log expenses in seconds with amount, category and notes - Organise spending with categories and subcategories - See exactly how much you've spent and what's left BUDGETS THAT MAKE SENSE - Set a budget for each category - Watch your remaining balance update as you spend - Clear at-a-glance status so you always know where you stand SEE YOUR HISTORY - Review spending by day, week or month - Spending-over-time chart across your whole history - Category breakdowns to spot where your money goes OWN YOUR DATA - Export your transactions to CSV any time - Import transactions from CSV β€” categories are created for you automatically - Your data is yours: no cloud lock-in FREE TO USE Basic Budget is free. An optional one-time lifetime unlock adds premium features β€” pay once, own it forever. No subscriptions, ever. Made for people who just want a straightforward way to track spending and stick to a budget: private, offline and simple.

Screenshots

Spendly4 screens
Basic Budget3 screens

Verdict

The call

Spendly and Basic Budget are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spendly ships an update every 3 days, Basic Budget every 4 days. The most recent releases landed on September 25, 2026 and October 1, 2026 respectively.

ScorecardNo meaningful differences
Spendly versus Basic Budget: the parameters behind the verdict, then further details
ParameterSpendlyBasic Budget
PriceFreeFree
Update frequencyEvery 3 days β€” betterEvery 4 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad β€” betteriPhone
Requires iOS17.016.4 β€” better
Further details β€” not scored
Size4 MB51 MB
Age rating4+4+
DeveloperTextWaves IncBorder networks Pte ltd

In-app purchases

None

Spendly

No in-app purchases

None

Basic Budget

No in-app purchases

Questions

Is Spendly free?
Spendly is free to download, with no in-app purchases.
Is Basic Budget free?
Basic Budget is free to download, with no in-app purchases.
Do Spendly or Basic Budget have ads?
Neither Spendly nor Basic Budget shows ads.
Which is updated more often, Spendly or Basic Budget?
Spendly ships an update every 3 days, and Basic Budget every 4 days. Most recently, Spendly was updated on September 25, 2026 and Basic Budget on October 1, 2026.

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