SubVisual vs Wise Money

SubVisual is a beautifully simple way to see every subscription you pay for — what renews next, and what it's really costing you each month. Everything lives on your device: no account, no cloud, no tracking, ever. WHY SUBVISUAL - See it all at a glance. Your subscriptions, sorted by whatever renews next, with a clear monthly and yearly total. - Know before you're charged. Set a reminder for each subscription — days before renewal, at the time you choose — so a payment never surprises you again. - Understand your spending. A clean chart breaks down where your money goes by category. - Truly private. SubVisual has no servers. Your data never leaves your device, and there's nothing for anyone — including us — to see. BUILT TO BE EFFORTLESS - Add a subscription in seconds: name, price, billing cycle, category. - Renewal dates roll forward automatically as they pass. - Lock the app with Face ID or Touch ID. - A home-screen widget shows your next payment at a glance. - Full English and Spanish, in light and dark. NO SUBSCRIPTION TO TRACK YOUR SUBSCRIPTIONS SubVisual is free to track up to five subscriptions. SubVisual Pro is a one-time purchase that unlocks unlimited subscriptions — pay once, yours forever, no subscription. PRIVACY IS THE POINT We collect nothing. No analytics, no advertising, no third parties. Your Face ID data stays in Apple's Secure Enclave and is never seen by the app. Take back control of what you're paying for — quietly, on your own device.

Wise Money is a private, offline budget tracker. Everything you record lives in a database on your own device — there is no account to create, no server to sync with, and nothing to lose when you have no signal. MONEY IN, MONEY OUT • Record income and expenses in seconds. • Split one payday across several accounts — part into Saving, part into Spending, as a single entry. • Move money between your own accounts with transfers that never change your total. • Attach a note to anything worth remembering. ACCOUNTS THAT MAKE SENSE • Start with Spending and Saving, then add as many as you like: Travel, Emergency Fund, Cash, whatever fits how you actually think. • Give each account its own icon and colour. • Reorder them so the one you use most sits at the top. NEVER FORGET WHO OWES WHO • Track what you lend and what you borrow, person by person. • Set a due date, or leave it open. • Settle a debt in a single tap — and unsettle it if you tapped too soon. • Your net worth already accounts for all of it: your balance, plus what you are owed, minus what you owe. SEE WHERE THE MONEY REALLY GOES • Every employer, shop and payee becomes a source, totalled automatically and ranked from biggest to smallest. • Open a source to see its income, its expenses, and any debts tied to that person. • Filter your full history by any date range you like. BUILT FOR REAL CURRENCIES • Choose your currency and the app follows its rules — the Iraqi Dinar is whole numbers, with no meaningless decimal places. • Change currency later and every amount you have already recorded is converted at a rate you supply. • Amounts are stored as exact whole units, so your totals never drift the way a spreadsheet's do. YOUR DATA IS YOURS • No sign-up. No cloud sync. No ads. No tracking. • Your ledger never leaves your device. The only thing Wise Money ever asks the network is whether a newer version exists. • Export a complete backup to a single file, then import it on a new device. • Clear everything whenever you want, and it is genuinely gone. Wise Money never asks who you bank with, and it never sends your numbers anywhere.