财猫攒金 vs Riyu

财猫攒金是一款为黄金、金豆、金条与首饰收藏设计的个人记录工具。 你可以为每件藏品拍照建档，记录克重、纯度、买入价、购买日期、备注和购买故事，并基于参考金价查看估值、持有趋势和攒金目标进度。 主要功能： - 拍照或从相册选择图片，为黄金与首饰建立记录 - 记录克重、纯度、买入价、购买日期、渠道和备注 - 同一件藏品可保存多张照片，包括首饰、标签、小票或证书照片 - 查看总克重、参考估值、买入均价和持有变化 - 用票券式藏品册整理每一件藏品 - 设置攒金目标、参考价提醒和计划提醒 - 生成记录报告和藏品留档内容，便于个人复盘 - 本地优先保存记录，照片和藏品明细默认保存在本机 财猫攒金不提供黄金交易、投资顾问、开户、代买代卖或收益承诺。应用内展示的参考金价、估值、涨跌和提醒仅用于个人记录参考，不构成投资建议、交易建议或金融服务。 隐私政策：https://zanjinji.yrswei.cn/privacy 使用条款（Apple 标准 EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/