Penni vs PrestaLink

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy

PrestaLink is a ledger for loans between people who already know each other: family, friends or your business's customers. You agree on the loan between yourselves; PrestaLink puts it in writing and keeps the accounts: what is owed, what was paid and what is due. IF YOU LEND • Record your loans with their installments, payments and any late fee you agreed on. • Also record clients who don't use the app. • Share your private code with whoever you want to keep accounts with in the app. • See at a glance what you lent, what you collected and what is coming due. IF YOU BORROW • Connect with your lender using the code they share with you. • Review the terms before accepting them. • Follow your installments, your payments and what you still owe. ORGANIZED AND PRIVATE • Due-date reminders. • Lock with Face ID or your phone's passcode. • Everyone sees only their own. In Spanish and English. PrestaLink does not lend money, hold it or transfer it, does not set rates or terms, and does not assess or approve credit: people decide that between themselves. It is not a lender search: you can only connect with someone who shares their code with you. For lenders: a 30-day trial, then a subscription. For borrowers: free. LENDER SUBSCRIPTION PrestaLink Pro monthly or yearly. Payment is charged to your Apple account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the period, from your Apple account settings. Terms of Use: https://andersoncontreras0330.github.io/prestalink-web/en/terms.html Privacy Policy: https://andersoncontreras0330.github.io/prestalink-web/en/privacy.html